Can You Get A Mortgage If You Don't Have Regular Payslips?

If you're self employed, a contractor, freelancer or seasonal worker, you most likely don't receive regular payslips. In fact, even some small businesses don't provide their employees with regular payslips or may only provide hand written payslips...

5 Tips For Saving While Paying Off A Mortgage

Is it possible to still save money while you're paying off your mortgage? Too often we get into a situation where we don't take control of our finances and end up living from pay cheque to pay cheque and our dream of going on a family holiday or e...

Should You Refinance Your Home?

Have you been thinking about refinancing your home but you're not sure whether this is the right decision for you? There are many factors to consider before you make the decision to move away from your current mortgage and look at switching loan...

Bankruptcy – When Can I Apply For a Home Loan?

If you are at a stage in your life of considering purchasing a home, but have been bankrupt in the past, it’s easy to become confused about bankruptcy rules and when you can apply for a home loan. Different lenders will have different rules and r...

Property’s Golden Run

How Australian property has been the top performing asset over the last 20 years in Australia.  Australians love property and it’s no wonder. Housing prices in Australia continue to climb making owners and investors incredibly happy with the...

12 Questions You Really Need To Ask Your Mortgage Broker

Choosing a mortgage broker who will suit your particular needs is not always an easy task. Currently there are over 12,000 brokers registered with The Mortgage & Finance Association of Australia (MFAA) and many more brokers who are registered wit...

Tips When Buying your First Home

Buying a home for the first time is an exciting experience, with much to think about and many decisions to be made! Purchasing a property for the first time can also be overwhelming, with borrowers unsure of the process, including applying fo...

How to Negotiate a Lower Interest Rate

Do you feel like your lender is charging you more interest than what you should be paying? Maybe you’ve been seeing ads for banks that are offering lower introductory home loan rates and you feel like your lender just isn’t giving you a fair ra...

What is Considered as Genuine Savings?

When applying for a home loan, it’s likely you’ll be requested to provide proof of genuine savings. Lenders will use this term for home loan applicants to demonstrate they are capable of saving money, or reliable with money over time. I...