Can You Get A Mortgage If You Don't Have Regular Payslips?

If you're self employed, a contractor, freelancer or seasonal worker, you most likely don't receive regular payslips. In fact, even some small businesses don't provide their employees with regular payslips or may only provide hand written payslips...

Should You Refinance Your Home?

Have you been thinking about refinancing your home but you're not sure whether this is the right decision for you? There are many factors to consider before you make the decision to move away from your current mortgage and look at switching loan...

Bankruptcy – When Can I Apply For a Home Loan?

If you are at a stage in your life of considering purchasing a home, but have been bankrupt in the past, it’s easy to become confused about bankruptcy rules and when you can apply for a home loan. Different lenders will have different rules and r...

Property’s Golden Run

How Australian property has been the top performing asset over the last 20 years in Australia.  Australians love property and it’s no wonder. Housing prices in Australia continue to climb making owners and investors incredibly happy with the...

How A Reverse Mortgage Can Help You Realise Your Travel Dreams

You've done it! You've finally retired and now you have all the time in the world to do all the things that you've ever wanted. You've been dreaming about travelling the world ever since you can remember but have always been too busy with work an...

12 Questions You Really Need To Ask Your Mortgage Broker

Choosing a mortgage broker who will suit your particular needs is not always an easy task. Currently there are over 12,000 brokers registered with The Mortgage & Finance Association of Australia (MFAA) and many more brokers who are registered wit...

How to Negotiate a Lower Interest Rate

Do you feel like your lender is charging you more interest than what you should be paying? Maybe you’ve been seeing ads for banks that are offering lower introductory home loan rates and you feel like your lender just isn’t giving you a fair ra...

How a Reverse Mortgage Can Give You a Better Lifestyle In Retirement

Did you know that once you reach 60 years of age and own your home, you can access some of the available equity in your home without the need to sell it, by taking out a reverse mortgage? This can allow you to better fund your retirement and have ...

Should you take a reverse mortgage?

Recent changes to the pension benefits by the government have left some retirees with less in their pockets. As saving accounts suffer from low interest rates, pensioners may start to feel the pinch of the rising costs of living. There is another...