At Wealthy You, we’re a team of independent mortgage experts. That means we don’t work for any bank or lending institution. We work for you.
We know… one size doesn’t fit all. Your mortgage needs and your situation are as unique as you are. As mortgage brokers, we have access to hundreds of mortgage products from all kinds of financial institutions. We search for the best rate and the best terms… so you don’t have to.
WHY USE A MORTGAGE BROKER?
Mortgage Brokers are independently trained professionals licensed to represent and provide you with the best advice for your mortgage needs.
A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Mortgage Brokers work hard for you and not the big banks.
Brokers are not limited in the products they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with one of the Big Four banks, smaller banks, credit unions or private lenders.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Australian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.
Explore Your Options
We’ll match your financial situation and goals with the best loan options for you. We’ll analyze and explain the costs, rates and benefits of each loan option so you can decide which one is right for you.
Verify Your Information
We’ll check to make sure your information is correct. One way we do this is by reviewing your bank account and tax information. We also reach out to third parties like your employer and insurance agent to get info from them.
Close Your Loan
Close your loan when you want, where you want – and schedule it all online. Or drop into our convenient premises. We’ll provide you documents and support ahead of time, so you understand the details about your closing costs and loan terms before you sign. We'll support you through the entire mortgage approval process until you sign on the dotted line.
Manage Your Loan
We can continue to provide you with the same great service once your loan is closed. Annually or bi-annually, you can approach us to have your loan or financial situation reviewed. We also provide insights through our website and stay in touch with you on our social media pages with timely and easy-to-understand news and updates.
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- Should You Consider Switching to a Fixed-Rate Home Loan? 24 December 2020
- How You Can Refinance Your Sydney Home Loan To Boost Your Savings 25 November 2020
- Glimpse into our most sought after services 10 June 2020
- Thinking About Refinancing? Why This May Be The Right Time. 19 March 2020
- 5 Things To Keep In Mind While Buying Your First Home 30 January 2020