Calculate the actual interest comparison rate for your specific circumstances.

Comparison Rate Analysis Made Simple

With the help of this calculator, you can find out the comparison rate or “true interest rate”. The calculator shows you what interest rate you will pay on the life of the loan and what the monthly repayments will be.


The mortgage interest comparison rates quoted on the lenders' websites and brochures can be quite misleading. This is because they are generally based on a loan of around $250,000 over 30 years - which may not even be close to your requirements. Even ASIC has gone as far as to state that published comparison rates provide very little value. This handy calculator, however, allows you to calculate the actual interest comparison rate for your own circumstances. A comparison rate is a method of standardising the true cost of a loan. It factors in the interest rate, fees and charges and displays a single percentage rate that can be used to compare various loans from different lenders.

Talk to us about the various lenders in the market and the most suitable mortgage for you that you should be applying for.

Allow us to step in. We'll save you the hassle!

When you’re ready to get exact calculations for your specific needs, Wealthy You's mortgage brokers are here to do the sums for you. Contact us for a cost and obligation free chat to discuss your requirements in more detail. Your mortgage broker will calculate all the figures you need and they’ll also compare a wide choice of Australia’s leading lenders to find the most suitable home loan for you.

Disclaimer Notice:

These calculators are supplied by our industrial partner MFAA. The calculator has been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative (such as Wealthy You)

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