Calculate your home loan repayments from weekly, fortnightly and monthly repayments.

Fortnightly Repayment Analysis Made Simple

The fortnightly repayment calculator can help borrowers find how much loan term and interest can be saved if they make 1/2 or 1/4 of monthly repayments every two weeks or one week.


There are several methods to calculate repayments for fortnightly and weekly repayments. One is the "Actuarial Method" which calculates the minimum repayments such that the loan can be paid off at the end of the term, not sooner or later. It calculates the true fortnightly and weekly repayments. In the other method called the "Half Monthly Repayment Method" which calculates fortnightly and weekly repayments simply by dividing the monthly repayment by two and four respectively. As per this method, the fortnightly or weekly repayments will be higher than the actuarial method resulting in the borrowers making extra repayments over the same 12-month period. The borrowers will repay the loan sooner and also save some interest. Our fortnighlty calculator is based on the second method.

Our financial experts at Wealthy You can help you simplify your repayment strategy and achieve better financial results - talk to us today!

Allow us to step in. We'll save you the hassle!

When you’re ready to get exact calculations for your specific needs, Wealthy You's mortgage brokers are here to do the sums for you. Contact us for a cost and obligation free chat to discuss your requirements in more detail. Your mortgage broker will calculate all the figures you need and they’ll also compare a wide choice of Australia’s leading lenders to find the most suitable home loan for you.

Disclaimer Notice:

These calculators are supplied by our industrial partner MFAA. The calculator has been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative (such as Wealthy You)

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