Australia's Leading Home Loan Debt Consolidation Experts
For many homeowners, there may come a time where it makes more sense to consolidate your debt and to simplify your financial situation. Like most of us, you probably have a car payment, some credit cards, retail cards, and maybe some personal loans. The month-to-month cost of all these debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. This is not an ideal situation, and it can be detrimental to your financial health. The good news is debt consolidation mortgages.
Using the money in your home to consolidate all of your debt is a winning solution. Combining all of your debts and adding them onto your mortgage, also known as refinancing, has several advantages. For one, the interest rate and amount of interest you pay is lower overall. Interest paid on credit cards can range from 10% to as high as 29%! This rate is compounded monthly as opposed to the semi-annual compounding period you get with a mortgage.
Perhaps the biggest advantage, though, is the monthly payment. By adding your debts to your mortgage, you can capitalize on a very low monthly payment. This can often give you the breathing room needed to put a plan into action and really start paying off your debt. By consolidating your debts, you can save thousands each year in interest alone. You will keep your credit rating in good shape by not missing any payments, and eliminate late fees and penalties.
Apply for a Debt Consolidation Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Debt Consolidation Mortgage options today.
Consolidate your debt with our loan broker specialists
Our mortgage specialists can help you find the right debt consolidation mortgage for your specific situation. We are not concerned about your current income, amount of debt, or your credit score like the banks. Whether you are being called by collections agencies threatening legal action, considering a consumer proposal, or even filing for bankruptcy, we can help you find a better financial solution.
A debt consolidation mortgage allows you to take equity from your home without touching the first mortgage to pay out the debt and improve your credit. This is called a second mortgage. In addition, Wealthy You's debt reduction services can actually reduce the amount that you repay to creditors by as much as 50% without a consumer proposal or filing bankruptcy.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through debt consolidation mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best debt consolidation mortgages and other financial solutions. If at any time you have questions about a Debt Consolidation Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Debt Consolidation Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins had been a pleasure to work with. The refinancing from our current bank was largely well managed. He was professional and understood our key reason for refinancing. The last-minute interest rate change came across as a surprise but other than it was all managed well.
— Shivang Kotak
Reliable and prompt service. Super easy to deal with . Definitely recommend their services and will be using their services again. Hard to find this kind of service these days.
— Robin Gairhe
Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line.
— S Clarke & A Watson
Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.
— Hugo Da Silva & Bindi Cormack
My broker (Bishnu) has explained me very well in-regards to laon's terms & conditions and veristies of the loan that would suited me. He has been updating me the loan process on the regular basis and keep me posted for up coming applying process. I am very happy with my broker the way he has shown his professionalism as well as respect towards his customer.
— Suraj Sharma
Our refinance was not straightforward, but Collins was very organised, persistent and efficient -- and patient! I don't think we could have progressed without his considerable help. We now have the extra finance we need to improve our home, AND we're actually paying less on our mortgage than before thanks to the rate HashChing and Collins were able to get for us. Gotta be happy with that! To all HashChing-ers -- Collins would be my first recommendation for a broker.
— Andrew Corbett-Jones
I highly recommend Collins he kept me in the loop thru the whole process making the process very easy.I have already recommended him strongly to friends of mine who are looking at purchasing their first home.
— Paul
Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others!
— Cheng Weng
One of the greatest customer service guy I ever met. If you need a hassle free mortgage then this is your man!! Champion!
— Sakibul Chowdhury
He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.
— Benjamin Lachs