Australia's Leading Home Loan Debt Consolidation Experts

For many homeowners, there may come a time where it makes more sense to consolidate your debt and to simplify your financial situation. Like most of us, you probably have a car payment, some credit cards, retail cards, and maybe some personal loans. The month-to-month cost of all these debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. This is not an ideal situation, and it can be detrimental to your financial health. The good news is debt consolidation mortgages.

 

Using the money in your home to consolidate all of your debt is a winning solution. Combining all of your debts and adding them onto your mortgage, also known as refinancing, has several advantages. For one, the interest rate and amount of interest you pay is lower overall. Interest paid on credit cards can range from 10% to as high as 29%! This rate is compounded monthly as opposed to the semi-annual compounding period you get with a mortgage.

 

Perhaps the biggest advantage, though, is the monthly payment. By adding your debts to your mortgage, you can capitalize on a very low monthly payment. This can often give you the breathing room needed to put a plan into action and really start paying off your debt. By consolidating your debts, you can save thousands each year in interest alone. You will keep your credit rating in good shape by not missing any payments, and eliminate late fees and penalties.

Apply for a Debt Consolidation Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Debt Consolidation Mortgage options today.

Consolidate your debt with our loan broker specialists

Our mortgage specialists can help you find the right debt consolidation mortgage for your specific situation. We are not concerned about your current income, amount of debt, or your credit score like the banks. Whether you are being called by collections agencies threatening legal action, considering a consumer proposal, or even filing for bankruptcy, we can help you find a better financial solution.

A debt consolidation mortgage allows you to take equity from your home without touching the first mortgage to pay out the debt and improve your credit. This is called a second mortgage. In addition, Wealthy You's debt reduction services can actually reduce the amount that you repay to creditors by as much as 50% without a consumer proposal or filing bankruptcy.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-refinance-savings

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through debt consolidation mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best debt consolidation mortgages and other financial solutions. If at any time you have questions about a Debt Consolidation Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Debt Consolidation Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.

Anita Zeaiter

I just needed to have someone close to my residence for easy face to face meetings regarding loan.

Jeff Cukon

Our home buying experience has got a GREAT start thanks to Collins. As a first home buyer, it was important for me to talk to someone who has intimate knowledge backed by qualification and experience around brokerage, credit criteria and documentation. Collins was the right guy to help me through this. However busy his schedule might be - but he always was on top of things and followed up. Highly recommend without hesitation.

Kanak Kalburgi

I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!

Vanessa Follington

Collins had been a pleasure to work with. The refinancing from our current bank was largely well managed. He was professional and understood our key reason for refinancing. The last-minute interest rate change came across as a surprise but other than it was all managed well.

Shivang Kotak

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line.

S Clarke & A Watson

Collins was courteous and highly informative. He provided me with valuable information. Unfortunately I have to move quick with my current situation and I'm also able to contact my current broked and finance institution in Canberra where I live with face to face contact , this is my preferred method of business and life consultancy . Thank you.

David Barrie

Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience.

Eric Wong

Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.

Pallab Mukhopadhyay