Australia's Leading Home Loan Debt Consolidation Experts
For many homeowners, there may come a time where it makes more sense to consolidate your debt and to simplify your financial situation. Like most of us, you probably have a car payment, some credit cards, retail cards, and maybe some personal loans. The month-to-month cost of all these debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. This is not an ideal situation, and it can be detrimental to your financial health. The good news is debt consolidation mortgages.
Using the money in your home to consolidate all of your debt is a winning solution. Combining all of your debts and adding them onto your mortgage, also known as refinancing, has several advantages. For one, the interest rate and amount of interest you pay is lower overall. Interest paid on credit cards can range from 10% to as high as 29%! This rate is compounded monthly as opposed to the semi-annual compounding period you get with a mortgage.
Perhaps the biggest advantage, though, is the monthly payment. By adding your debts to your mortgage, you can capitalize on a very low monthly payment. This can often give you the breathing room needed to put a plan into action and really start paying off your debt. By consolidating your debts, you can save thousands each year in interest alone. You will keep your credit rating in good shape by not missing any payments, and eliminate late fees and penalties.
Apply for a Debt Consolidation Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Debt Consolidation Mortgage options today.
Consolidate your debt with our loan broker specialists
Our mortgage specialists can help you find the right debt consolidation mortgage for your specific situation. We are not concerned about your current income, amount of debt, or your credit score like the banks. Whether you are being called by collections agencies threatening legal action, considering a consumer proposal, or even filing for bankruptcy, we can help you find a better financial solution.
A debt consolidation mortgage allows you to take equity from your home without touching the first mortgage to pay out the debt and improve your credit. This is called a second mortgage. In addition, Wealthy You's debt reduction services can actually reduce the amount that you repay to creditors by as much as 50% without a consumer proposal or filing bankruptcy.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through debt consolidation mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best debt consolidation mortgages and other financial solutions. If at any time you have questions about a Debt Consolidation Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Debt Consolidation Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Thank you Bishnu for your wonderful assistance. Bishnu was very patient yet prompt during the entire loan process. He really understood our needs and timeframe for loan process and he worked out accordingly and did keep me updated on every step. Would definitely recommend him!
— Shewonghee
Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!
— Sarah Rie
Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans and very happy with his service, He is very Professional with product knowledge, he made the loan process very smooth. I will definitely recommend him to my friends. Thanks!
— Anonymous
One of the greatest customer service guy I ever met. If you need a hassle free mortgage then this is your man!! Champion!
— Sakibul Chowdhury
Thank you HashChing for introducing me to Collins Mayaki. I have been on Collins books for a few years now. During this whole process Collins has worked with me and has been very patience and kind. Collins managed to secure the home loan for me a very short time frame and got me a very good deal as well. He has generously shared his vast experience and knowledge in property finance. Last but not the least Collins happy and positive outlook definitely made this cumbersome and stressful process of securing finance and property stress-free. Many Thanks and Very Best Wishes to Collins.
— Pooja Sharma
I reached out to HashChing in particular to Collins when I encountered troubles with my existing freelance broker and put everything on the table to Collins. I appreciate the professionalism Collins displayed and worked very closely with me to get my refinance settled within a short timeframe. So thumbs up to Collins for this service.
— Radhesh Chochan
Collins is excellent, I couldn't ask for a better person to help me getting the right loan. I raised so many questions during the whole process, and Collins was happy to answer them all plus giving me all info I needed to make an informed decision. I would recommend Collins to my friends as he's knowledgeable and professional.
— Ira
As first home buyers we were pretty nervous and didn't know what to expect. The team at Wealthy You understood our needs from the get go. Collins & Bishnu made this experience fast and simple by clarifying every important step we had to take through to settlement. Thank you for making our dreams a reality.
— Robert & Jason
Collins made every step of our purchasing process simple and easy. From the first phone call he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.
— Daniel & Jessica Payne
Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks
— Hansraj Mehetre