Debt Consolidation Mortgages from Sydney's Mortgage Firm

For many homeowners, there may come a time where it makes more sense to consolidate your debt and to simplify your financial situation. Like most of us, you probably have a car payment, some credit cards, retail cards, and maybe some personal loans. The month-to-month cost of all these debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. This is not an ideal situation, and it can be detrimental to your financial health. The good news is debt consolidation mortgages.

 

Using the money in your home to consolidate all of your debt is a winning solution. Combining all of your debts and adding them onto your mortgage, also known as refinancing, has several advantages. For one, the interest rate and amount of interest you pay is lower overall. Interest paid on credit cards can range from 10% to as high as 29%! This rate is compounded monthly as opposed to the semi-annual compounding period you get with a mortgage.

 

Perhaps the biggest advantage, though, is the monthly payment. By adding your debts to your mortgage, you can capitalize on a very low monthly payment. This can often give you the breathing room needed to put a plan into action and really start paying off your debt. By consolidating your debts, you can save thousands each year in interest alone. You will keep your credit rating in good shape by not missing any payments, and eliminate late fees and penalties.

Apply for a Debt Consolidation Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Debt Consolidation Mortgage options today.

Debt Consolidation Mortgages for all situations regardless of debt, income, credit

Our mortgage specialists can help you find the right debt consolidation mortgage for your specific situation. We are not concerned about your current income, amount of debt, or your credit score like the banks. Whether you are being called by collections agencies threatening legal action, considering a consumer proposal, or even filing for bankruptcy, we can help you find a better financial solution.

A debt consolidation mortgage allows you to take equity from your home without touching the first mortgage to pay out the debt and improve your credit. This is called a second mortgage. In addition, Wealthy You's debt reduction services can actually reduce the amount that you repay to creditors by as much as 50% without a consumer proposal or filing bankruptcy.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-refinance-savings

Ready to find out more?

 

Drop us a line today for an obligations-free meeting!

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through debt consolidation mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best debt consolidation mortgages and other financial solutions. If at any time you have questions about a Debt Consolidation Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Debt Consolidation Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins was very professional and open, and answered all my questions. I was not able to progress further due to my current circumstances. However if it changes in the future, I will definitely be in touch with him again and have no hesitation recommending him to my friends.

EC

Collins was great the only reason we didn't proceed was the lenders were to high risk and too small. Not comfortable with smaller lenders.

Stacey Al Suhairy

Collins made every step of our purchasing process simple and easy. From the first phone call he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.

Daniel & Jessica Payne

Our refinance was not straightforward, but Collins was very organised, persistent and efficient -- and patient! I don't think we could have progressed without his considerable help. We now have the extra finance we need to improve our home, AND we're actually paying less on our mortgage than before thanks to the rate HashChing and Collins were able to get for us. Gotta be happy with that! To all HashChing-ers -- Collins would be my first recommendation for a broker.

Andrew Corbett-Jones

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

David Jackson

I highly recommend Collins he kept me in the loop thru the whole process making the process very easy.I have already recommended him strongly to friends of mine who are looking at purchasing their first home.

Paul

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

Matt Harris

Collins has been great in securing a competitive rate for our home loan. He is prompt with answering queries. He is professionally sounded! Would not hesitate to recommend him to any of my friends!

David Truong

Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.

Alain Miller

I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!

Vanessa Follington