Australia's Home Equity &
Line of Credit Experts
If you are looking to free up some financial resources, then a home equity loan may be the financial product you need. At Wealthy You, we can help you realize short-term goals with a home equity loan. A home equity loan is one of the many financial resources available to homeowners. It is a type of loan whereby homeowners use the equity in their home as collateral. Generally, you have two options—closed end and open end loans. They are both also commonly referred to as a second mortgage. They tend to have a shorter term than regular mortgage terms, making them an ideal solution amidst a variety of solutions.
When you get a home equity loan, it creates a lien against your home, which will reduce the equity in your home to free up money you can use for other financial needs. The amount of loan for which you qualify will depend on the value of your home, which is determined by the lender. It only takes a few minutes to apply to determine the loan amount available to you.
Apply for a Home Equity Loan today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Equity Loan options today.
Equity Mortgages for all situations regardless of debt, income, or credit
With Specialised Loans For Seniors & Pensioners
While many lenders require a good credit history, at Wealthy You, we help homeowners in all financial situations. We can help you regardless of your level of debt, income, or credit history. Because a home is often our most valuable asset, many homeowners use a Home Equity Line Of Credit (LOC) loan for major items, such as to pay for college education, home improvements, medical bills or a variety of different types of investments.
Wealthy You’s LOC loan allows you to access up to 80% of the equity in your home for what you need to accomplish. But this is not all. When you get a home equity loan with us, you will have access to an emergency fund should an unforeseen need arise. It is a more cost effective option than getting an unsecured line of credit, and you will not have to apply for a line of credit again. Finally, you are only required to pay back the equity you take out of your home. It is a great financial option for homeowners in many different situations and provides you with the flexibility to manage your most pressing financial needs.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home equity loans and other financial solutions. If at any time you have questions about an LOC loan, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Home Equity Loans by
Wealthy You
Don't take our word for it! See what our past clients have to say:
I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! I would highly recommend him to other people especially my family and friends.
— Jack L Fajardo
Fantastic communication and service. Definitely working with Collins in the near future.
— Adrian Moodley
My broker (Bishnu) has explained me very well in-regards to laon's terms & conditions and veristies of the loan that would suited me. He has been updating me the loan process on the regular basis and keep me posted for up coming applying process. I am very happy with my broker the way he has shown his professionalism as well as respect towards his customer.
— Suraj Sharma
Our refinance was not straightforward, but Collins was very organised, persistent and efficient -- and patient! I don't think we could have progressed without his considerable help. We now have the extra finance we need to improve our home, AND we're actually paying less on our mortgage than before thanks to the rate HashChing and Collins were able to get for us. Gotta be happy with that! To all HashChing-ers -- Collins would be my first recommendation for a broker.
— Andrew Corbett-Jones
My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.
— Jose Bernal
Unfortunately was not able to get me the deal I needed however knew his product and was very helpful.
— Simon Hoffer
Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.
— Hugo Da Silva & Bindi Cormack
Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans and very happy with his service, He is very Professional with product knowledge, he made the loan process very smooth. I will definitely recommend him to my friends. Thanks!
— Anonymous
Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.
— Paayal Dharmani
He was great. However, from reading about hashching in the press and looking through the website I thought it was going to be more streamlined than it was. Thanks
— Gina Roumanous