Australia's Home Equity &
Line of Credit Experts
If you are looking to free up some financial resources, then a home equity loan may be the financial product you need. At Wealthy You, we can help you realize short-term goals with a home equity loan. A home equity loan is one of the many financial resources available to homeowners. It is a type of loan whereby homeowners use the equity in their home as collateral. Generally, you have two options—closed end and open end loans. They are both also commonly referred to as a second mortgage. They tend to have a shorter term than regular mortgage terms, making them an ideal solution amidst a variety of solutions.
When you get a home equity loan, it creates a lien against your home, which will reduce the equity in your home to free up money you can use for other financial needs. The amount of loan for which you qualify will depend on the value of your home, which is determined by the lender. It only takes a few minutes to apply to determine the loan amount available to you.
Apply for a Home Equity Loan today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Equity Loan options today.
Equity Mortgages for all situations regardless of debt, income, or credit
With Specialised Loans For Seniors & Pensioners
While many lenders require a good credit history, at Wealthy You, we help homeowners in all financial situations. We can help you regardless of your level of debt, income, or credit history. Because a home is often our most valuable asset, many homeowners use a Home Equity Line Of Credit (LOC) loan for major items, such as to pay for college education, home improvements, medical bills or a variety of different types of investments.
Wealthy You’s LOC loan allows you to access up to 80% of the equity in your home for what you need to accomplish. But this is not all. When you get a home equity loan with us, you will have access to an emergency fund should an unforeseen need arise. It is a more cost effective option than getting an unsecured line of credit, and you will not have to apply for a line of credit again. Finally, you are only required to pay back the equity you take out of your home. It is a great financial option for homeowners in many different situations and provides you with the flexibility to manage your most pressing financial needs.
A Snapshot of What You Can Save
with Wealthy You
|CURRENT MORTGAGE||REFINANCE MORTGAGE|
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 3.5%||Current Interest Rate 1.8%|
|Current Payment $2,245||Current Payment $1,798|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,245/month||$500,000 Mortgage $1,798/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,595/month||TOTAL > $1,798/month|
You Save $1,797/month!!!
Ready to find out more?
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home equity loans and other financial solutions. If at any time you have questions about an LOC loan, please don’t hesitate to contact us.
25 / month
Home Equity Loans by
Don't take our word for it! See what our past clients have to say:
Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time. — David Jackson
Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others! — Cheng Weng
Collins helps you at every step of the loan process. He is a thorough professional. He replies to your queries quickly, updates you at every step of the loan process. It has always been a pleasure talking to him. All the best to him. — Jag Singh
Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service. — Anita Zeaiter
Collins was great to deal with. Great communication and kept me informed every step of the way. We didn't go threw with everything because our financial position changed. We would definitely recommend Collins and when we are in a better position to buy our second mortgage we would contact him. — Saia Ahovelo
I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services. — Stephan Kooper
My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything. — Jose Bernal
Collins had been a pleasure to work with. The refinancing from our current bank was largely well managed. He was professional and understood our key reason for refinancing. The last-minute interest rate change came across as a surprise but other than it was all managed well. — Shivang Kotak
This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended ?? — Shane Horn
Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended. — Paayal Dharmani