Privacy Policy

Wealthy You Privacy Policy

Your personal information is vital and will always be protected by Wealthy You. We undertake various initiatives to ensure we collect, store and handle your personal information in a manner that complies with the latest law and regulations.

Credit Representative Credit Representative Number: 456296
Our Contact Details Level 8, 55 Clarence Street
Sydney NSW 200
Phone: 02 7900 3288
Email: info@wealthyyou.com.au
Licensee Finsure Finance and Insurance Pty Ltd ACN 068 153 926
Australian Credit Licence Number: 384704
Broker Group Finsure Finance and Insurance Pty Ltd ACN 068 153 926
External Dispute Resolution Scheme details Australian Financial Complaints Authority

Website: www.afca.org.au

Email: info@afca.org.au

Telephone: 1800 931 678

In writing to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

All our processes and systems adhere to the Privacy Act (1988). Below is the outline of our policy on managing your data.

Data Collection
As Wealthy You is a mortgage broking business, we need to collect your personal information such as contact details and financial position to assist us in doing our jobs. This website also use cookies to collect non-identifiable data of our website visitors such as your device, browser, city, pages viewed and time on site.Meanwhile, we also gather your information through our communication with you using a variety of channels such as website forms, email, telephone, face-to-face or printed forms. However, we will never collect your personal data without your knowledge and consent.

Data Usage
The personal information collected is typically used for (but aren’t limited to):

  • Contacting and communicating with you
  • Getting a credit rating or report from a third party
  • Evaluating your borrowing power
  • Comparing home loans based on your needs and financial position
  • Obtaining a pre-loan approval
  • Obtaining a home loan

The cookies collected are for our website analytics to study the website traffic so that we can serve you better on site. We may use your personal information in our marketing campaigns to inform you of the latest offers and news.

We may utilise your data for new and unanticipated uses that’s not stated in this privacy policy. We will only use your data for these new purposes only and will always adhere to the regulations if our policy and processes change in the future.

Data Sharing
As mortgage brokers, we may need to disclose your personal information as part of our work for you, such as obtaining a credit rating or getting a home loan. In certain cases, we may be required by law to disclose your personal data to various authorities. For example, we may be required under the Anti-Money Laundering and Counter-Terrorism Financing Act to disclose suspicious financial transactions.We may disclose your information to organisations such as:

  • Banks and other lenders
  • Credit rating companies
  • Government and law enforcement agencies
  • Mortgage insurers and other mortgage intermediaries
  • Property valuers

Organisations which assist our jobs such as lead generators, printers, mailing houses, lawyers, debt collectors, auditors and accountants

Data Storage and Security 

Your personal information will be safeguarded always. Our goal is to ensure your data is protected from any misuse, loss, interference, modification, unauthorised access and disclosure. We take reasonable care to make sure your data is up to date and accurate. Our website and database uses encryption techniques to increase the privacy and security of your personal information.Nevertheless, by law, we are required to store certain personal information about you, even after you are no longer a Wealthy You customer. You will be informed when this happens. When your data is no longer required by law, it will be destroyed or de-identified.

Data Access
You have a right to access your personal information, subject to exceptions allowed by law. Please contact us if you would like to do so. You may be required to put your request in writing for security reasons.

Direct Marketing
From time to time we may use your personal information to provide you with current information about finance, offers you may find of interest, changes to our organisation, or new products or services being offered by us or any company with whom we are associated.
If you do not wish to receive marketing information, you may at any time decline to receive such information by telephoning us on 02 7900 3288 or by writing to us at info@wealthyyou.com.au. If the direct marketing is by email you may also use the unsubscribe function. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.

Privacy Policy Changes
We reserve the right to amend this Privacy Policy at any time to comply with new regulations or to accommodate new and unexpected or planned purposes in the future. We will inform you when this occurs. If you have objections to the Privacy Policy, you can always contact