Restructuring Loans from Sydney's Mortgage Company
Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal restructuring (sticking with your current lender) or external refinancing (switching to another lender).
Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.
When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.
Apply for a Home Loan Restructuring today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.
Is it about time your Home Loan needs a "Health Check"?
With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan. If you need a reason to refinance you might find one below. See if you can answer YES to any of these questions?
- When did you last have your home loan reviewed, was it over 18 months ago?
- Are you paying too much interest, around 4.5% – 5%p.a or even over?
- Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
- Have you had a change in employment and reduction in income and need to restructure your finances?
- Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
- Would you like to know how to access the equity in your home?
If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.
A Snapshot of What You Can Save
with Wealthy You
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 4.5%||Current Interest Rate 3.11%|
|Current Payment $2,533||Current Payment $2,137|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,533/month||$500,000 Mortgage $2,137/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,883/month||TOTAL > $2,137/month|
You Save $1,746/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.
25 / month
Restructuring Loans by
Don't take our word for it! See what our past clients have to say:
Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience. — Eric Wong
This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended ?? — Shane Horn
One of the greatest customer service guy I ever met. If you need a hassle free mortgage then this is your man!! Champion! — Sakibul Chowdhury
Professional, knowledgeable, active and great to deal with. Collins Mayaki is going to be my personal banker going forward. — Gary Cheng Weng
Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line. — S Clarke & A Watson
Collins is tremendous. Very professional and honest. — Dean Larfield
Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others! — Cheng Weng
Thank you HashChing for introducing me to Collins Mayaki. I have been on Collins books for a few years now. During this whole process Collins has worked with me and has been very patience and kind. Collins managed to secure the home loan for me a very short time frame and got me a very good deal as well. He has generously shared his vast experience and knowledge in property finance. Last but not the least Collins happy and positive outlook definitely made this cumbersome and stressful process of securing finance and property stress-free. Many Thanks and Very Best Wishes to Collins. — Pooja Sharma
Unfortunately was not able to get me the deal I needed however knew his product and was very helpful. — Simon Hoffer
I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services. — Stephan Kooper