Sydney's Restructuring Loan Specialists

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal home loan restructuring (sticking with your current lender) or external refinancing (switching to another lender).

Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.

 

When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.

Apply for a Home Loan Restructure today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.

Is it about time your Home Loan needs a "Health Check"?

With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  • When did you last have your home loan reviewed, was it over 18 months ago?
  • Are you paying too much interest, around 4.5% – 5%p.a or even over?
  • Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  • Have you had a change in employment and reduction in income and need to restructure your finances?
  • Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  • Would you like to know how to access the equity in your home?

If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.
APPLY NOW

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

APPLY NOW
refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 
Click Here

Get ready to fund your family's future.

 

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.
APPLY NOW

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Restructuring Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins was actually great, super attentive to my hundred questions. The only reason he couldn't 'help secure' a loan is simply because I acted too soon in contacting hashching.. I was tentatively approved at Westpac and got worried it will fall through. The morning after I spoke to Collins I found out my loan approved. All in all 100% great customer service: he was very patient with my questions. If I need to deal with a broker in the future he'd definitely be my first contact.

— Tuba Uysal

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

— David Jackson

I would highly recommend Collins to anyone who is looking to re-finance or purchase their new home. Collins was always professional, helpful and made it a breeze when it came to re-financing and purchasing my new Home. Collins was always contactable via phone and email. He provided me with helpful advise on the best way to go about refinancing the home loans and would pro-actively follow up with the Finance provider and their legal team if there were any issues.

— Roneil Chand

I was looking for refinancing my car loan and Bishnu help me to settle down my car loan. He is very friendly, professional and provide me best customer service. He settle down my car loan within a day. I recommend everyone for any car Loan or home loan

— Prayash Adhikari

Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend him.

— Janet Rodrigues

Reliable and prompt service. Super easy to deal with . Definitely recommend their services and will be using their services again. Hard to find this kind of service these days.

— Robin Gairhe

We were skeptical about home buying process and if we can afford to buy a new home. Bishnu helped us in understanding the whole process and how we can manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in depth knowledge of the property market and capability to bargain with banks for good rate.

— Abishkar Prasad Sharma

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

— Matt Harris

I would highly recommend Collins Mayaki from Wealthy You, especially for first home buyers. He super knowledgeable and always willing to provide guidance. It's obvious that he's is looking to build long term relationship with all his clients

— Amit Nanchahal

Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins' services: professional, patient, friendly, knowledge, and high standard.

— Alusi Wang