Sydney's Restructuring Loan Specialists

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal home loan restructuring (sticking with your current lender) or external refinancing (switching to another lender).

Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.

 

When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.

Apply for a Home Loan Restructure today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.

Is it about time your Home Loan needs a "Health Check"?

With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  • When did you last have your home loan reviewed, was it over 18 months ago?
  • Are you paying too much interest, around 4.5% – 5%p.a or even over?
  • Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  • Have you had a change in employment and reduction in income and need to restructure your finances?
  • Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  • Would you like to know how to access the equity in your home?

If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future.

 

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Restructuring Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

Best advise and very helpful person and will definitely recommend to help you gain your goals

Biplav Dhakal

I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.

Stephan Kooper

I was looking for refinancing my car loan and Bishnu help me to settle down my car loan. He is very friendly, professional and provide me best customer service. He settle down my car loan within a day. I recommend everyone for any car Loan or home loan

Prayash Adhikari

Collins is tremendous. Very professional and honest.

Dean Larfield

Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others!

Cheng Weng

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs

I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! I would highly recommend him to other people especially my family and friends.

Jack L Fajardo

Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks

Hansraj Mehetre

As first home buyers we were pretty nervous and didn't know what to expect. The team at Wealthy You understood our needs from the get go. Collins & Bishnu made this experience fast and simple by clarifying every important step we had to take through to settlement. Thank you for making our dreams a reality.

Robert & Jason

he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children.

Catherine Markos