Sydney's Restructuring Loan Specialists
Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal home loan restructuring (sticking with your current lender) or external refinancing (switching to another lender).
Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.
When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.
Apply for a Home Loan Restructure today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.
Is it about time your Home Loan needs a "Health Check"?
With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan. If you need a reason to refinance you might find one below. See if you can answer YES to any of these questions?
- When did you last have your home loan reviewed, was it over 18 months ago?
- Are you paying too much interest, around 4.5% – 5%p.a or even over?
- Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
- Have you had a change in employment and reduction in income and need to restructure your finances?
- Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
- Would you like to know how to access the equity in your home?
If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.
A Snapshot of What You Can Save
with Wealthy You
CURRENT MORTGAGE | REFINANCE MORTGAGE |
Home Worth $800,000 | Home Worth $800,000 |
Current Interest Rate 3.5% | Current Interest Rate 1.8% |
Current Payment $2,245 | Current Payment $1,798 |
Car Payment @ 10% interest | Car Payment @ 10% interest |
Credit Card @ 20% interest | Credit Card @ 20% interest |
Store Cards @ 28% interest | Store Cards @ 28% interest |
$500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
$25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
$25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Restructuring Loans by
Wealthy You
Don't take our word for it! See what our past clients have to say:
Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!
— Sarah Rie
Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend him.
— Janet Rodrigues
We had a great experience working with Collins Mayaki. We would highly recommend him to anyone, especially if you are first home buyers like us. A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage. Thank you, Collins, for making the whole stressful situation of buying our first home into a stress-free journey ??
— Sushma Badrinarayana
Collins was great the only reason we didn't proceed was the lenders were to high risk and too small. Not comfortable with smaller lenders.
— Stacey Al Suhairy
Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.
— Hugo Da Silva & Bindi Cormack
Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.
— Ashish & Shirly
he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children.
— Catherine Markos
My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.
— Jose Bernal
Guys if you need any kind of loan, Car loan, Personal loan, Home loan or any financial advices, Dont DELAY to visit Bishnu Aryal!!!!! He will guide you through right path and save your time & cost BURDEN!!!
— Laxman & Puspa
I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan. I thank Collin from the bottom of my heart and the service delivered will never be unforgettable
— Akshay & Vidhya