Bad Credit Mortgages from Sydney's Mortgage Company

Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.

 

As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.

 

Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.

Apply for a Bad Credit Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.

Bad Credit Mortgages for all situations regardless of debt, income, or credit

Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.

With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Bad Credit Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins and his team are absolutely amazing people to deal with. They are so professional at all times and maintained the communication so you are completely informed and up to date. From start to finish the whole process was comfortable and smooth and very relaxed. I highly recommend Wealthy You

Vinh Xuan Cao

It’s been pleasure working with Bishnu, he has been very professional and diligent in securing this deal, he worked tirelessly to get me a good deal which I am very happy about, would definitely recommend his service to friends and families and won't hesitate to come back to him for other loans.

Raj K Kandu

We had a great experience working with Collins Mayaki. We would highly recommend him to anyone, especially if you are first home buyers like us. A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage. Thank you, Collins, for making the whole stressful situation of buying our first home into a stress-free journey 🙂

Sushma Badrinarayana

Collins has been great from the start regarding the loan settlement process. His immense knowledge has helped us to get through this tricky path in a smooth way. Thanks, Collins.

Sheshank Kaul

I can't put in words how friendly, knowledgeable and helpful Collins was throughout the process of getting our home loan. He impressed us, delivering high-quality customer service and I would highly recommend his services to anyone looking to get home loan. I thank Collins from the bottom of my heart and the service he delivered will never be forgotten. Thanks, Collins.

Akshay & Vidhya

Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.

Hugo Da Silva & Bindi Cormack

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

You’ll get the best advice from really helpful people. I will definitely recommend this company to anyone looking to achieve their financial goals.

Biplav Dhakal

I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvellous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! 🙂 I would highly recommend him to other people especially my family and friends.

Jack L Fajardo

Guys, if you need any kind of loan - Car Loan, Personal Loan, Home Loan, or any financial advice, Don't DELAY visiting Bishnu Aryal!!!!! He will guide you through the right path and save your time and cost burdens!!!

Laxman & Puspa