Bridging Loans from Sydney's Leading Mortgage Company

In the process of purchasing a home, there are many timelines and closing dates, and many of them do not match up, sometimes creating a need for additional capital. Have you purchased a new home but your current home has not closed? At Wealthy You, we make sure that Sydney homeowners have access to the money they need when buying or selling their home by offering bridging loans.

 

A bridging loan is exactly what it sounds like. It is a short term loan that can be used to pay for various home buying and selling costs, eliminate a financial obligation, and get access to cash flow right away. It is a popular financing option for landlords, property developers, real estate investors, and homeowners in the process of selling. Basically, bridge loans provide you with the financing you need but is not yet available from more traditional borrowing avenues (you are waiting for your house to sell or money to get freed up). It is secured to your existing home, and the funds can be used for a down payment on a new property. Since the interest rates for bridge loans vary, it’s important to work with a broker, like us, to help you get the lowest interest rates and financing terms possible.

Apply for a Bridging Loan today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bridging Loan options today.

Bridging Loans for all situations regardless of debt, income, or credit

Buying and selling real estate does not always go as smoothly as we would like. Whether you are waiting for your home to sell, you are purchasing a seasonal or vacation home, or waiting on capital from another source, we offer a variety of bridging loans that can be customized to meet your specific financial needs.

As your alternative lending specialist, Wealthy You has the solution for you. Our bridging loans offer the flexibility to move into your new dream home up to 365 days before you sell your old home. No income or credit check is required when applying for a bridging loan with us. To qualify for this type of financing, all you need is a firm purchase and sale agreement for the house that you are selling, a firm purchase and sale agreement for the house that you are buying, a statement of adjustments from your lawyer and a moving truck. That’s it!

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bridging loan financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bridging loans and other financial solutions. If at any time you have questions about a Bridging Loan, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Bridging Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs

It was good experience for securing SMSF loan with Mr Collin.

Hardeep Sodhi

I reached out to HashChing in particular to Collins when I encountered troubles with my existing freelance broker and put everything on the table to Collins. I appreciate the professionalism Collins displayed and worked very closely with me to get my refinance settled within a short timeframe. So thumbs up to Collins for this service.

Radhesh Chochan

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

David Jackson

Collins was great the only reason we didn't proceed was the lenders were to high risk and too small. Not comfortable with smaller lenders.

Stacey Al Suhairy

Collins was courteous and highly informative. He provided me with valuable information. Unfortunately I have to move quick with my current situation and I'm also able to contact my current broked and finance institution in Canberra where I live with face to face contact , this is my preferred method of business and life consultancy . Thank you.

David Barrie

Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks

Hansraj Mehetre

Collins and his team are absolutely amazing people to deal with. They are so professional at all times and maintained the communication so you are completely informed and up to date. From start to finish the whole process was comfortable and smooth and very relaxed. I highly recommend Wealthy You

Vinh Xuan Cao

Collins was great to deal with. Great communication and kept me informed every step of the way. We didn't go threw with everything because our financial position changed. We would definitely recommend Collins and when we are in a better position to buy our second mortgage we would contact him.

Saia Ahovelo