Bridging Loans from Sydney's Leading Mortgage Company

In the process of purchasing a home, there are many timelines and closing dates, and many of them do not match up, sometimes creating a need for additional capital. Have you purchased a new home but your current home has not closed? At Wealthy You, we make sure that Sydney homeowners have access to the money they need when buying or selling their home by offering bridging loans.

 

A bridging loan is exactly what it sounds like. It is a short term loan that can be used to pay for various home buying and selling costs, eliminate a financial obligation, and get access to cash flow right away. It is a popular financing option for landlords, property developers, real estate investors, and homeowners in the process of selling. Basically, bridge loans provide you with the financing you need but is not yet available from more traditional borrowing avenues (you are waiting for your house to sell or money to get freed up). It is secured to your existing home, and the funds can be used for a down payment on a new property. Since the interest rates for bridge loans vary, it’s important to work with a broker, like us, to help you get the lowest interest rates and financing terms possible.

Apply for a Bridging Loan today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bridging Loan options today.

Bridging Loans for all situations regardless of debt, income, or credit

Buying and selling real estate does not always go as smoothly as we would like. Whether you are waiting for your home to sell, you are purchasing a seasonal or vacation home, or waiting on capital from another source, we offer a variety of bridging loans that can be customized to meet your specific financial needs.

As your alternative lending specialist, Wealthy You has the solution for you. Our bridging loans offer the flexibility to move into your new dream home up to 365 days before you sell your old home. No income or credit check is required when applying for a bridging loan with us. To qualify for this type of financing, all you need is a firm purchase and sale agreement for the house that you are selling, a firm purchase and sale agreement for the house that you are buying, a statement of adjustments from your lawyer and a moving truck. That’s it!

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bridging loan financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bridging loans and other financial solutions. If at any time you have questions about a Bridging Loan, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Bridging Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

We were sceptical about home buying process and whether we could afford to buy a new home. Bishnu helped us in understanding the whole process and how we could manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in-depth knowledge of the property market and capability to bargain with banks for a good rate.

Abishkar Prasad Sharma

Thank you, Bishnu for the great service. We weren’t sure and never had car finance in Australia. Bishnu made it all easier with just the basic documents. We have now the car we want with a very good interest rate. No hassles, very easy throughout the process. Definitely recommend him for any kind of loan.

Mulraj Phuyal

I was looking to refinance my car loan and Bishnu help me to settle my car loan. He is very friendly, professional and provided me the best customer service. He settled my car loan within a day. I would recommend him to anyone looking for any car Loan or home loan.

Prayash Adhikari

Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.

Hugo Da Silva & Bindi Cormack

I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!

Vanessa Follington

Worked with Collins to secure our first home-loan & was beyond impressed! With my husband being from overseas we ran into a few challenges and Collins helped us navigate all the questions we had in a fast and professional manner to be successful in our application. Would definitely recommend Collins and his team.

Gina Roumanous

Collins made every step of our purchasing process simple and easy. From the first phone call, he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.

Daniel & Jessica Payne

This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended 🙂

Shane Horn

Reliable and prompt service. Super easy to deal with . Definitely recommend their services and will be using their services again. Hard to find this level of service these days.

Robin Gairhe