Home Equity Loans from Sydney's Mortgage Company
If you are looking to free up some financial resources, then a home equity loan may be the financial product you need. At Wealthy You, we can help you realize short-term goals with a home equity loan. A home equity loan is one of the many financial resources available to homeowners. It is a type of loan whereby homeowners use the equity in their home as collateral. Generally, you have two options—closed end and open end loans. They are both also commonly referred to as a second mortgage. They tend to have a shorter term than regular mortgage terms, making them an ideal solution for a variety of solutions.
When you get a home equity loan, it creates a lien against your home, which will reduce the equity in your home to free up money you can use for other financial needs. The amount of loan for which you qualify will depend on the value of your home, which is determined by the lender. It only takes a few minutes to apply to determine the loan amount available to you.
Apply for a Home Equity Loan today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Equity Loan options today.
Home Equity Loans for all situations regardless of debt, income, or credit
While many lenders require a good credit history, at Wealthy You, we help homeowners in all financial situations. We can help you regardless of your level of debt, income, or credit history. Because a home is often our most valuable asset, many homeowners use a Home Equity Line Of Credit (LOC) loan for major items, such as to pay for college education, home improvements, medical bills or a variety of different types of investments.
Wealthy You’s LOC loan allows you to access up to 80% of the equity in your home for what you need to accomplish. But this is not all. When you get a home equity loan with us, you will have access to an emergency fund should an unforeseen need arise. It is a more cost effective option than getting an unsecured line of credit, and you will not have to apply for a line of credit again. Finally, you are only required to pay back the equity you take out of your home. It is a great financial option for homeowners in many different situations and provides you with the flexibility to manage your most pressing financial needs.
A Snapshot of What You Can Save
with Wealthy You
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 4.5%||Current Interest Rate 3.11%|
|Current Payment $2,533||Current Payment $2,137|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,533/month||$500,000 Mortgage $2,137/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,883/month||TOTAL > $2,137/month|
You Save $1,746/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home equity loans and other financial solutions. If at any time you have questions about an LOC loan, please don’t hesitate to contact us.
25 / month
Home Equity Loans by
Don't take our word for it! See what our past clients have to say:
Guys, if you need any kind of loan - Car Loan, Personal Loan, Home Loan, or any financial advice, Don't DELAY visiting Bishnu Aryal!!!!! He will guide you through the right path and save your time and cost burdens!!! — Laxman & Puspa
It’s been pleasure working with Bishnu, he has been very professional and diligent in securing this deal, he worked tirelessly to get me a good deal which I am very happy about, would definitely recommend his service to friends and families and won't hesitate to come back to him for other loans. — Raj K Kandu
Collins made every step of our purchasing process simple and easy. From the first phone call, he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage. — Daniel & Jessica Payne
Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish! — Roopali Raina
Thank you Bishnu for your wonderful assistance. Bishnu was very patient yet prompt during the entire loan process. He really understood our needs and timeframe for loan process and he worked out accordingly and did keep me updated on every step. Would definitely recommend him! — Shewonghee
I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid! — Vanessa Follington
Collins and his team are absolutely amazing people to deal with. They are so professional at all times and maintained the communication so you are completely informed and up to date. From start to finish the whole process was comfortable and smooth and very relaxed. I highly recommend Wealthy You — Vinh Xuan Cao
My broker (Bishnu) gave me a great explanation in regards to loan's terms & conditions and the varieties of loans that would suit me. He has been updating me on the loan process on a regular basis and keeping me posted for the upcoming application process. I am very happy with my broker - the way he has shown professionalism, as well as respect towards his customer. — Suraj Sharma
We were sceptical about home buying process and whether we could afford to buy a new home. Bishnu helped us in understanding the whole process and how we could manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in-depth knowledge of the property market and capability to bargain with banks for a good rate. — Abishkar Prasad Sharma
Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended. — Paayal Dharmani