Restructuring Loans from Sydney's Mortgage Company
Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal restructuring (sticking with your current lender) or external refinancing (switching to another lender).
Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.
When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.
Apply for a Home Loan Restructuring today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.
Is it about time your Home Loan needs a "Health Check"?
With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan. If you need a reason to refinance you might find one below. See if you can answer YES to any of these questions?
- When did you last have your home loan reviewed, was it over 18 months ago?
- Are you paying too much interest, around 4.5% – 5%p.a or even over?
- Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
- Have you had a change in employment and reduction in income and need to restructure your finances?
- Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
- Would you like to know how to access the equity in your home?
If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.
A Snapshot of What You Can Save
with Wealthy You
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 4.5%||Current Interest Rate 3.11%|
|Current Payment $2,533||Current Payment $2,137|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,533/month||$500,000 Mortgage $2,137/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,883/month||TOTAL > $2,137/month|
You Save $1,746/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.
25 / month
Restructuring Loans by
Don't take our word for it! See what our past clients have to say:
Collins guided us through the entire process of loan approval, suggesting the most favourable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt, he assured us and saw that the process went smoothly. Full marks to Collins and his team. — Pallab Mukhopadhyay
My broker (Bishnu) gave me a great explanation in regards to loan's terms & conditions and the varieties of loans that would suit me. He has been updating me on the loan process on a regular basis and keeping me posted for the upcoming application process. I am very happy with my broker - the way he has shown professionalism, as well as respect towards his customer. — Suraj Sharma
Collins has been great from the start regarding the loan settlement process. His immense knowledge has helped us to get through this tricky path in a smooth way. Thanks, Collins. — Sheshank Kaul
Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys! — Tom Swingler & Jess Moore
Professional, thorough and responsive. Felt supported every step of the way and will definitely be reccomending Wealthy You to family and friends in the future. — Mia Mia
Collins and his team are absolutely amazing people to deal with. They are so professional at all times and maintained the communication so you are completely informed and up to date. From start to finish the whole process was comfortable and smooth and very relaxed. I highly recommend Wealthy You — Vinh Xuan Cao
Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future. — Hugo Da Silva & Bindi Cormack
Collins made every step of our purchasing process simple and easy. From the first phone call, he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage. — Daniel & Jessica Payne
Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future. — Ashish Raut
I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid! — Vanessa Follington