Restructuring Loans from Sydney's Mortgage Company

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal restructuring (sticking with your current lender) or external refinancing (switching to another lender).

 

Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.

 

When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.

Apply for a Home Loan Restructuring today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.

Is it about time your Home Loan needs a "Health Check"?

With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  • When did you last have your home loan reviewed, was it over 18 months ago?
  • Are you paying too much interest, around 4.5% – 5%p.a or even over?
  • Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  • Have you had a change in employment and reduction in income and need to restructure your finances?
  • Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  • Would you like to know how to access the equity in your home?

If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

 

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Restructuring Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.

Stephan Kooper

Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish & Shirly

Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.

Alain Miller

I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan. I thank Collin from the bottom of my heart and the service delivered will never be unforgettable

Akshay & Vidhya

Collins helps you at every step of the loan process. He is a thorough professional. He replies to your queries quickly, updates you at every step of the loan process. It has always been a pleasure talking to him. All the best to him.

Jag Singh

Collins is excellent, I couldn't ask for a better person to help me getting the right loan. I raised so many questions during the whole process, and Collins was happy to answer them all plus giving me all info I needed to make an informed decision. I would recommend Collins to my friends as he's knowledgeable and professional.

Ira

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans and very happy with his service, He is very Professional with product knowledge, he made the loan process very smooth. I will definitely recommend him to my friends. Thanks!

Anonymous

Professional, knowledgeable, active and great to deal with. Collins Mayaki is going to be my personal banker going forward.

Gary Cheng Weng

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs