Restructuring Loans from Sydney's Mortgage Company

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal restructuring (sticking with your current lender) or external refinancing (switching to another lender).

 

Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.

 

When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.

Apply for a Home Loan Restructuring today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.

Is it about time your Home Loan needs a "Health Check"?

With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  • When did you last have your home loan reviewed, was it over 18 months ago?
  • Are you paying too much interest, around 4.5% – 5%p.a or even over?
  • Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  • Have you had a change in employment and reduction in income and need to restructure your finances?
  • Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  • Would you like to know how to access the equity in your home?

If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Restructuring Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

He was great. However, from reading about hashching in the press and looking through the website I thought it was going to be more streamlined than it was. Thanks

Gareth

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish & Shirly

Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys!

Tom Swingler & Jess Moore

Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins' services: professional, patient, friendly, knowledge, and high standard.

Alusi Wang

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

David Jackson

I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!

Vanessa Follington

Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.

Anita Zeaiter

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut