Sydney's Restructuring Loan Specialists

Many home owners feel stuck in their current home loan. When debts pile up, meeting the monthly repayments can become stressful. If you’re feeling some financial pressure but don’t want to move out of your current home, it can pay to have a think about home loan restructure. You can choose between internal home loan restructuring (sticking with your current lender) or external refinancing (switching to another lender).

Restructuring your home loan unlocks equity. Restructuring to a lower interest rate could increase your savings each week. You can use the extra cash for any number of things - from home renovations to personal finances to debt consolidation to investments. And who doesn’t love a bargain? You may not be ready to make a big purchase or have much in the way of debt, but everyone wants to know they’re getting the best value for their money. Looking into your existing home loan on a regular basis and considering how it could be improved might save you a lot in the long run.

 

When was the last time you had your home loan reviewed? If it was over 18 months ago it's probably time you spoke to us. Wealthy You is at your service. We are proud to let you know that we have helped numerous clients save potentially tens of thousands of dollars by simply restructuring or refinancing their loans.

Apply for a Home Loan Restructure today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Loan Restructuring options today.

Is it about time your Home Loan needs a "Health Check"?

With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  • When did you last have your home loan reviewed, was it over 18 months ago?
  • Are you paying too much interest, around 4.5% – 5%p.a or even over?
  • Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  • Have you had a change in employment and reduction in income and need to restructure your finances?
  • Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  • Would you like to know how to access the equity in your home?

If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form and one of our friendly home loan consultants will get in touch with you.
APPLY NOW

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

APPLY NOW
refinance-mortgage-comparison

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 
Click Here

Get ready to fund your family's future.

 

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through home loan restructuring and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home loan restructuring and other financial solutions. If at any time you have questions about Restructuring Loans, please don’t hesitate to contact us.
APPLY NOW

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Restructuring Loans by
Wealthy You

Don't take our word for it! See what our past clients have to say:

was honest about chances of moving loan. pestered current lender and they dropped to 4.03

— J Conelius

Collins was very attentive to my requirements, efficient in product selection and great communication. Unfortunately, my circumstances had changed and I could not proceed, so unable to comment on execution and on-going support

— Steven Braithwaite

We had a great experience working with Collins Mayaki. We would highly recommend him to anyone, especially if you are first home buyers like us. A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage. Thank you, Collins, for making the whole stressful situation of buying our first home into a stress-free journey ??

— Sushma Badrinarayana

Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.

— Hugo Da Silva & Bindi Cormack

Collins was very attentive and responsive to our needs. We were extremely happy with the service that he provide throughout the whole process.

— Michael Kreis

I would highly recommend Collins Mayaki from Wealthy You, especially for first home buyers. He super knowledgeable and always willing to provide guidance. It's obvious that he's is looking to build long term relationship with all his clients

— Amit Nanchahal

Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend him.

— Janet Rodrigues

It was the right decision to choose Bishnu Aryal as our Morgage Broker. I found him to be very honest. He has done a great job in helping me get my financial approvals. He is extremely professional. I am really happy with your services and will happily recommend you to anybody. Thank you.

— Prakash Subedi

Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.

— Pallab Mukhopadhyay

Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.

— Anita Zeaiter