Self Employed Mortgages from Sydney's Mortgage Company
Mortgages for self-employed individuals and small business owners have become a very popular mortgage product over the past decade. Today, more and more Australians are opting to work for themselves or go on contract with their existing companies rather than receive a salary. There are certainly some advantages to being in business-for-self. Perhaps the greatest is the ability to write-off many personal expenses and ultimately pay less income tax. The downside to this is it can be difficult to prove your income, and after taxes and deductions, you often show less income on your tax return. As a result, you may qualify for a lower mortgage amount or not qualify at all when it comes to applying for a mortgage.
Self-employed mortgages are a specific type of mortgage product that is geared toward Australians who have their own business. Today, this amounts to more than 20% of people and the number continues to rise. We understand times are changing, and we are pleased to work with business owners and help them secure a mortgage. When working with us, if you can prove your income through your personal tax Notice of Assessment forms, getting a mortgage can be as simple as securing a traditional mortgage.
At Wealthy You, we pride ourselves in being experts when it comes to arranging self-employed or business-for-self mortgages. If you are self-employed, we want your business, and we have a mortgage for you!
Apply for a Self Employed Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Self Employed Mortgage options today.
Self Employed Mortgages for all situations regardless of debt, income, or credit
It can often be difficult to get a mortgage through the chartered banks as they typically will not “read between the lines” or evaluate self-employed individuals with a common sense approach. They require extensive proof of income, business financial statements, tax returns, proof of future revenue, and many other documents in order for you to apply for a mortgage, even if you have a co-applicant such as a spouse. This does not have to be the case, and we make getting a mortgage easier for self-employed Australians.
Fortunately, there are options, and we offer loan programs specifically for the self-employed. Approvals are based on factors such as good credit, length of time in business, and the property type and location rather than business financials or tax returns alone. This provides you with the flexibility to secure the mortgage you need for the home you want to purchase. You work hard as a small business owner, and you shouldn’t be penalized for it when applying for a mortgage.
A Snapshot of What You Can Save
with Wealthy You
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 4.5%||Current Interest Rate 3.11%|
|Current Payment $2,533||Current Payment $2,137|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,533/month||$500,000 Mortgage $2,137/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,883/month||TOTAL > $2,137/month|
You Save $1,746/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through self-employed mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best self-employed mortgages and other financial solutions. If at any time you have questions about a Self Employed Mortgage, please don’t hesitate to contact us.
25 / month
Self Employed Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins made every step of our purchasing process simple and easy. From the first phone call, he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage. — Daniel & Jessica Payne
It was the right decision to choose Bishnu Aryal as our Morgage Broker. I found him to be very honest. He has done a great job in helping me get my financial approvals. He is extremely professional. I am really happy with your services and will happily recommend you to anybody. Thank you. — Prakash Subedi
This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended 🙂 — Shane Horn
My broker (Bishnu) gave me a great explanation in regards to loan's terms & conditions and the varieties of loans that would suit me. He has been updating me on the loan process on a regular basis and keeping me posted for the upcoming application process. I am very happy with my broker - the way he has shown professionalism, as well as respect towards his customer. — Suraj Sharma
We were sceptical about home buying process and whether we could afford to buy a new home. Bishnu helped us in understanding the whole process and how we could manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in-depth knowledge of the property market and capability to bargain with banks for a good rate. — Abishkar Prasad Sharma
Worked with Collins to secure our first home-loan & was beyond impressed! With my husband being from overseas we ran into a few challenges and Collins helped us navigate all the questions we had in a fast and professional manner to be successful in our application. Would definitely recommend Collins and his team. — Gina Roumanous
Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future. — Ashish Raut
Collins has been great from the start regarding the loan settlement process. His immense knowledge has helped us to get through this tricky path in a smooth way. Thanks, Collins. — Sheshank Kaul
I would like to thank Mr Bishnu for assisting us throughout the home loan process, explaining every process in-depth and getting a great rate. He was always helpful, available during weekends and after office hours as well to address any confusion/questions. It was great working with him and would highly recommend. — Dhruba Nyaupane
Collins guided us through the entire process of loan approval, suggesting the most favourable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt, he assured us and saw that the process went smoothly. Full marks to Collins and his team. — Pallab Mukhopadhyay