Self Employed Mortgages from Sydney's Mortgage Company
Mortgages for self-employed individuals and small business owners have become a very popular mortgage product over the past decade. Today, more and more Australians are opting to work for themselves or go on contract with their existing companies rather than receive a salary. There are certainly some advantages to being in business-for-self. Perhaps the greatest is the ability to write-off many personal expenses and ultimately pay less income tax. The downside to this is it can be difficult to prove your income, and after taxes and deductions, you often show less income on your tax return. As a result, you may qualify for a lower mortgage amount or not qualify at all when it comes to applying for a mortgage.
Self-employed mortgages are a specific type of mortgage product that is geared toward Australians who have their own business. Today, this amounts to more than 20% of people and the number continues to rise. We understand times are changing, and we are pleased to work with business owners and help them secure a mortgage. When working with us, if you can prove your income through your personal tax Notice of Assessment forms, getting a mortgage can be as simple as securing a traditional mortgage.
At Wealthy You, we pride ourselves in being experts when it comes to arranging self-employed or business-for-self mortgages. If you are self-employed, we want your business, and we have a mortgage for you!
Apply for a Self Employed Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Self Employed Mortgage options today.
Self Employed Mortgages for all situations regardless of debt, income, or credit
It can often be difficult to get a mortgage through the chartered banks as they typically will not “read between the lines” or evaluate self-employed individuals with a common sense approach. They require extensive proof of income, business financial statements, tax returns, proof of future revenue, and many other documents in order for you to apply for a mortgage, even if you have a co-applicant such as a spouse. This does not have to be the case, and we make getting a mortgage easier for self-employed Australians.
Fortunately, there are options, and we offer loan programs specifically for the self-employed. Approvals are based on factors such as good credit, length of time in business, and the property type and location rather than business financials or tax returns alone. This provides you with the flexibility to secure the mortgage you need for the home you want to purchase. You work hard as a small business owner, and you shouldn’t be penalized for it when applying for a mortgage.
A Snapshot of What You Can Save
with Wealthy You
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 4.5%||Current Interest Rate 3.11%|
|Current Payment $2,533||Current Payment $2,137|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,533/month||$500,000 Mortgage $2,137/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,883/month||TOTAL > $2,137/month|
You Save $1,746/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through self-employed mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best self-employed mortgages and other financial solutions. If at any time you have questions about a Self Employed Mortgage, please don’t hesitate to contact us.
25 / month
Self Employed Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Unfortunately was not able to get me the deal I needed however knew his product and was very helpful. — Simon Hoffer
Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall. — Alain Miller
Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future. — Ashish & Shirly
Collins has been great in securing a competitive rate for our home loan. He is prompt with answering queries. He is professionally sounded! Would not hesitate to recommend him to any of my friends! — David Truong
Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service. — Anita Zeaiter
Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line. — S Clarke & A Watson
Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans and very happy with his service, He is very Professional with product knowledge, he made the loan process very smooth. I will definitely recommend him to my friends. Thanks! — Anonymous
My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything. — Jose Bernal
Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt — Matt Harris
Collins is tremendous. Very professional and honest. — Dean Larfield