Archive for Tag: SMSF

Building Fabulous Wealth Slowly Part 3: 5 Financial Rules You Should Break

Do you really need to save 20 per cent for a home loan deposit? Should you be looking to save 10 per cent of your income as a rule of thumb? Why not pay off your mortgage as quickly as you can? Classic financial advice never goes out of...

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Building Fabulous Wealth Slowly Part 2 The Mysterious World Of Compound Interest

Compound interest is one of the powerhouses of personal investing. Harness its effects sensibly and it is a low-risk path to greater wealth in the investment world. Compound interest is a method that separates the comfortably well off from the downtrodden huddled masses. Compound Interest Defined Compound interest may...

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What Is Rentvesting And How Can It Benefit You?

It’s become quite evident in recent years that first home buyers are finding it increasingly difficult to purchase their first home. This is due to the lack of housing affordability, especially in areas closer to the CBD where they may be working and want to spend the majority of...

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Building Fabulous Wealth Slowly Pt 1 Share Mark Basics

Anyone following Australia’s general news reports will quickly come to realize that one aspect of Australia’s financial health above all others is followed with slave-like devotion. Yes, I’m referring to the share market. As our share market fluctuates daily, sometimes ticking up, sometimes plunging precipitously down, its every move...

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Retirement More Than More Time In The Shed, Playing Golf Or Bingo Nights

Over the past decade, the nature of work has changed significantly. The emergence of an eCommerce based business model together with the explosion in the Gig Economy, have changed our perceptions of how work is organised. We can also be certain there are further transformative changes pending, as the...

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Contactless Payments How Do They Work?

Are you someone who absolutely hates how long it takes to complete a simple transaction using your debit or credit card? Does the prospect of card fraud concern you? If so, you may love contactless payment systems. This payment system involves using contactless cards, stickers, key fobs, mobile devices...

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10 Of Our Favourite Ways To Save Money

As the cost of living spirals ever upwards, more and more Australians are tap-dancing their way to financial oblivion. Our consumer-obsessed society has generated fabulous financial rewards for a small minority. Little surprise then that the gap between the rich and the poor is yawning ever wider. The answer...

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Refinancing An Existing Fixed Interest Rate Loan

Are you considering refinancing your existing home loan? Is your current loan on a fixed interest rate? You might be considering switching to a variable rate but you’re not sure if this is the right decision to make. There are many reasons for home owners to consider refinancing. And...

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Clever Ways You Can Find And Save Thousands Of Dollars In Just A Few Hours

Do you need a financial boost? Maybe your credit card balance is out of control and you need to reduce the outstanding balance. Maybe you want to make extra payments on your mortgage or even put some extra away into your super account every month. No matter the reason,...

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How You Can Still Buy Your First Home When You Don’t Have Enough Deposit

Let’s face it, saving a deposit for your first home is hard, especially if you’re paying rent and have other debts you need to pay. Generally speaking, lenders prefer a 20% deposit on a standard mortgage and if you’re looking at purchasing a property worth $500,000, then you’d need...

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