The Leading Bad Credit Mortgage Broker in Sydney
Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.
As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.
Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.
Apply for a Bad Credit Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.
Bad Credit Mortgages for all situations regardless of debt, income, or credit
Offering Easy Deposit Home Loans & House Refinance
Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.
With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Ready to find out more?
Drop us a line today for an obligations-free meeting!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Bad Credit Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins was very attentive to my requirements, efficient in product selection and great communication. Unfortunately, my circumstances had changed and I could not proceed, so unable to comment on execution and on-going support
— Steven Braithwaite
Collins is excellent, I couldn't ask for a better person to help me getting the right loan. I raised so many questions during the whole process, and Collins was happy to answer them all plus giving me all info I needed to make an informed decision. I would recommend Collins to my friends as he's knowledgeable and professional.
— Ira
My broker (Bishnu) has explained me very well in-regards to laon's terms & conditions and veristies of the loan that would suited me. He has been updating me the loan process on the regular basis and keep me posted for up coming applying process. I am very happy with my broker the way he has shown his professionalism as well as respect towards his customer.
— Suraj Sharma
Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.
— Pallab Mukhopadhyay
We had a great experience working with Collins Mayaki. We would highly recommend him to anyone, especially if you are first home buyers like us. A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage. Thank you, Collins, for making the whole stressful situation of buying our first home into a stress-free journey ??
— Sushma Badrinarayana
Collins helps you at every step of the loan process. He is a thorough professional. He replies to your queries quickly, updates you at every step of the loan process. It has always been a pleasure talking to him. All the best to him.
— Jag Singh
I was looking for refinancing my car loan and Bishnu help me to settle down my car loan. He is very friendly, professional and provide me best customer service. He settle down my car loan within a day. I recommend everyone for any car Loan or home loan
— Prayash Adhikari
Collins made every step of our purchasing process simple and easy. From the first phone call he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.
— Daniel & Jessica Payne
Our home buying experience has got a GREAT start thanks to Collins. As a first home buyer, it was important for me to talk to someone who has intimate knowledge backed by qualification and experience around brokerage, credit criteria and documentation. Collins was the right guy to help me through this. However busy his schedule might be - but he always was on top of things and followed up. Highly recommend without hesitation.
— Kanak Kalburgi
Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.
— Paayal Dharmani