The Leading Bad Credit Mortgage Broker in Sydney

Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.

 

As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.

 

Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.

Apply for a Bad Credit Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.

Bad Credit Mortgages for all situations regardless of debt, income, or credit

Offering Easy Deposit Home Loans & House Refinance

 

Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.

With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Bad Credit Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

Matt Harris

I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan. I thank Collin from the bottom of my heart and the service delivered will never be unforgettable

Akshay & Vidhya

Collins was actually great, super attentive to my hundred questions. The only reason he couldn't 'help secure' a loan is simply because I acted too soon in contacting hashching.. I was tentatively approved at Westpac and got worried it will fall through. The morning after I spoke to Collins I found out my loan approved. All in all 100% great customer service: he was very patient with my questions. If I need to deal with a broker in the future he'd definitely be my first contact.

Tuba Uysal

Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish!

Roopali Raina

Professional, knowledgeable, active and great to deal with. Collins Mayaki is going to be my personal banker going forward.

Gary Cheng Weng

Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.

Anita Zeaiter

always quick response and answered all our questions very clearly. Collins was very helpful throughout the whole process.

Wen Zhang

Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience.

Eric Wong

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

was honest about chances of moving loan. pestered current lender and they dropped to 4.03

J Conelius