The Leading Bad Credit Mortgage Broker in Sydney
Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.
As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.
Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.
Apply for a Bad Credit Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.
Bad Credit Mortgages for all situations regardless of debt, income, or credit
Offering Easy Deposit Home Loans & House Refinance
Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.
With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Ready to find out more?
Drop us a line today for an obligations-free meeting!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Bad Credit Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.
— Hugo Da Silva & Bindi Cormack
Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.
— Pallab Mukhopadhyay
Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.
— Alain Miller
Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt
— Matt Harris
Guys if you need any kind of loan, Car loan, Personal loan, Home loan or any financial advices, Dont DELAY to visit Bishnu Aryal!!!!! He will guide you through right path and save your time & cost BURDEN!!!
— Laxman & Puspa
This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended ??
— Shane Horn
Best advise and very helpful person and will definitely recommend to help you gain your goals
— Biplav Dhakal
It was good experience for securing SMSF loan with Mr Collin.
— Hardeep Sodhi
always quick response and answered all our questions very clearly. Collins was very helpful throughout the whole process.
— Wen Zhang
Very very helpful, knowledgeable and extremely hardworking
— Kushal Chhapia