The Leading Bad Credit Mortgage Broker in Sydney

Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.

 

As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.

 

Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.

Apply for a Bad Credit Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.

Bad Credit Mortgages for all situations regardless of debt, income, or credit

Offering Easy Deposit Home Loans & House Refinance

 

Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.

With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Bad Credit Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

Very very helpful, knowledgeable and extremely hardworking

Kushal Chhapia

Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend him.

Janet Rodrigues

Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.

Alain Miller

I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.

Stephan Kooper

Fantastic communication and service. Definitely working with Collins in the near future.

Adrian Moodley

Collins was courteous and highly informative. He provided me with valuable information. Unfortunately I have to move quick with my current situation and I'm also able to contact my current broked and finance institution in Canberra where I live with face to face contact , this is my preferred method of business and life consultancy . Thank you.

David Barrie

Best advise and very helpful person and will definitely recommend to help you gain your goals

Biplav Dhakal

Guys if you need any kind of loan, Car loan, Personal loan, Home loan or any financial advices, Dont DELAY to visit Bishnu Aryal!!!!! He will guide you through right path and save your time & cost BURDEN!!!

Laxman & Puspa

Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.

Pallab Mukhopadhyay

I just needed to have someone close to my residence for easy face to face meetings regarding loan.

Jeff Cukon