The Leading Bad Credit Mortgage Broker in Sydney
Credit not the greatest and need a mortgage? At Wealthy You, we can help. Not everyone has a great credit score. There are many reasons why your credit may be suffering, and not all of them have to do with poor money management. Many Australians experience life events that have significant financial repercussions. Loss of employment, sudden illness, issues keeping up with bills, and other factors can all hurt your credit rating.
As a leader in alternative financing, we understand the difficulties you could face when trying to get a mortgage with bad credit. The truth is that bad credit can be somewhat subjective, and the way banks and other lenders view your credit score and history can vary.
Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on the equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage but also start re-establishing your credit.
Apply for a Bad Credit Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bad Credit Mortgage options today.
Bad Credit Mortgages for all situations regardless of debt, income, or credit
Offering Easy Deposit Home Loans & House Refinance
Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.
With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.
A Snapshot of What You Can Save
with Wealthy You
|CURRENT MORTGAGE||REFINANCE MORTGAGE|
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 3.5%||Current Interest Rate 1.8%|
|Current Payment $2,245||Current Payment $1,798|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,245/month||$500,000 Mortgage $1,798/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,595/month||TOTAL > $1,798/month|
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bad credit mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bad credit mortgages and other financial solutions. If at any time you have questions about a Bad Credit Mortgage, please don’t hesitate to contact us.
25 / month
Bad Credit Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
I just needed to have someone close to my residence for easy face to face meetings regarding loan. — Jeff Cukon
Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins' services: professional, patient, friendly, knowledge, and high standard. — Alusi Wang
Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks — Hansraj Mehetre
Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys! — Tom Swingler & Jess Moore
I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! I would highly recommend him to other people especially my family and friends. — Jack L Fajardo
Fantastic communication and service. Definitely working with Collins in the near future. — Adrian Moodley
He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected. — Benjamin Lachs
Our home buying experience has got a GREAT start thanks to Collins. As a first home buyer, it was important for me to talk to someone who has intimate knowledge backed by qualification and experience around brokerage, credit criteria and documentation. Collins was the right guy to help me through this. However busy his schedule might be - but he always was on top of things and followed up. Highly recommend without hesitation. — Kanak Kalburgi
I reached out to HashChing in particular to Collins when I encountered troubles with my existing freelance broker and put everything on the table to Collins. I appreciate the professionalism Collins displayed and worked very closely with me to get my refinance settled within a short timeframe. So thumbs up to Collins for this service. — Radhesh Chochan
Unfortunately was not able to get me the deal I needed however knew his product and was very helpful. — Simon Hoffer