Sydney's Leading Bridging Loan & Broker Service
In the process of purchasing a home, there are many timelines and closing dates, and many of them do not match up, sometimes creating a need for additional capital. Have you purchased a new home but your current home has not closed? At Wealthy You, we make sure that Sydney homeowners have access to the money they need when buying or selling their home by offering bridging loans.
A bridging loan is exactly what it sounds like. It is a short term loan that can be used to pay for various home buying and selling costs, eliminate a financial obligation, and get access to cash flow right away. It is a popular financing option for landlords, property developers, real estate investors, and homeowners in the process of selling. Basically, bridge loans provide you with the financing you need but is not yet available from more traditional borrowing avenues (you are waiting for your house to sell or money to get freed up). It is secured to your existing home, and the funds can be used for a down payment on a new property. Since the interest rates for bridge loans vary, it’s important to work with a broker, like us, to help you get the lowest interest rates and financing terms possible.
Apply for a Bridging Loan today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Bridging Loan options today.
Bridging Loans for all situations regardless of debt, income, or credit
WithSpecialised Loans For Pensioners & Seniors
Buying and selling real estate does not always go as smoothly as we would like. Whether you are waiting for your home to sell, you are purchasing a seasonal or vacation home, or waiting on capital from another source, we offer a variety of bridging loans that can be customized to meet your specific financial needs.
As your alternative lending specialist, Wealthy You has the solution for you. Our bridging loans offer the flexibility to move into your new dream home up to 365 days before you sell your old home. No income or credit check is required when applying for a bridging loan with us. To qualify for this type of financing, all you need is a firm purchase and sale agreement for the house that you are selling, a firm purchase and sale agreement for the house that you are buying, a statement of adjustments from your lawyer and a moving truck. That’s it!
A Snapshot of What You Can Save
with Wealthy You
|CURRENT MORTGAGE||REFINANCE MORTGAGE|
|Home Worth $800,000||Home Worth $800,000|
|Current Interest Rate 3.5%||Current Interest Rate 1.8%|
|Current Payment $2,245||Current Payment $1,798|
|Car Payment @ 10% interest||Car Payment @ 10% interest|
|Credit Card @ 20% interest||Credit Card @ 20% interest|
|Store Cards @ 28% interest||Store Cards @ 28% interest|
|$500,000 Mortgage $2,245/month||$500,000 Mortgage $1,798/month|
|$25,000 Loan Payment $500/month||$25,000 Loan Payment Paid|
|$25,000 Credit Cards $850/month||$25,000 Credit Cards Paid|
|TOTAL > $3,595/month||TOTAL > $1,798/month|
You Save $1,797/month!!!
Ready to find out more?
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through bridging loan financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best bridging loans and other financial solutions. If at any time you have questions about a Bridging Loan, please don’t hesitate to contact us.
25 / month
Bridging Loans by
Don't take our word for it! See what our past clients have to say:
was honest about chances of moving loan. pestered current lender and they dropped to 4.03 — J Conelius
Best advise and very helpful person and will definitely recommend to help you gain your goals — Biplav Dhakal
Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team. — Pallab Mukhopadhyay
It was the right decision to choose Bishnu Aryal as our Morgage Broker. I found him to be very honest. He has done a great job in helping me get my financial approvals. He is extremely professional. I am really happy with your services and will happily recommend you to anybody. Thank you. — Prakash Subedi
I highly recommend Collins he kept me in the loop thru the whole process making the process very easy.I have already recommended him strongly to friends of mine who are looking at purchasing their first home. — Paul
Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience. — Eric Wong
Collins was actually great, super attentive to my hundred questions. The only reason he couldn't 'help secure' a loan is simply because I acted too soon in contacting hashching.. I was tentatively approved at Westpac and got worried it will fall through. The morning after I spoke to Collins I found out my loan approved. All in all 100% great customer service: he was very patient with my questions. If I need to deal with a broker in the future he'd definitely be my first contact. — Tuba Uysal
I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services. — Stephan Kooper
he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children. — Catherine Markos
Collins was courteous and highly informative. He provided me with valuable information. Unfortunately I have to move quick with my current situation and I'm also able to contact my current broked and finance institution in Canberra where I live with face to face contact , this is my preferred method of business and life consultancy . Thank you. — David Barrie