Home Loans

Why are you looking for a home loan?

  1. Buying Your First Home
    Buying a home is one of the biggest decisions you will make in your life – and one of the costliest. It’s why you need a highly experienced mortgage broker to guide you every step of the way. We do all the work, from finding the best home loan deal and negotiating with the bank to filling up the paperwork to give you the keys to your dream home.
  2. Buying A New Home and Selling Your Old Home
    Whatever your reasons are for buying and selling, whether your family is expanding or needing a fresh change, we will help you find the best solution so you won’t be stuck with two mortgages. Plan ahead by chatting with us to ensure your move is free of any financial stress.
  3. Refinancing Your Home
    Need extra cash? Refinancing your home will give you access to the equity built in your property. You can use this cash to renovate your home and for other personal needs. Refinancing is also necessary when your current home loan is too expensive or you need a different type of loan.
  4. Investing in residential properties
    Property investment is one of the best ways to build wealth and fund your retirement as properties are a stable long-term asset. We’ve built healthy portfolios for a variety of clients from first time investors to seasoned ones.

Why work with us?

  • Unbiased professional advice
  • Personal 1-1 consultation sessions
  • Free property reports
  • Comprehensive financial planning
  • Access to over 30+ lenders and their home loans
  • Access to legal services
  • Get special home loan deals that are not advertised by the banks
  • End-to-end service from finding home loans and negotiating to all paperwork

You just sign on the dotted line. All you have to do is chat with us and tell us your story.

Further Reading

READY TO BUY OR REFINANCE YOUR HOME?

Apply Now



Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.

Alain Miller

Our home buying experience has got a GREAT start thanks to Collins. As a first home buyer, it was important for me to talk to someone who has intimate knowledge backed by qualification and experience around brokerage, credit criteria and documentation. Collins was the right guy to help me through this. However busy his schedule might be – but he always was on top of things and followed up. Highly recommend without hesitation.

Kanak Kalburgi

Very very helpful, knowledgeable and extremely hardworking

Kushal Chhapia

Collins was great to deal with. Great communication and kept me informed every step of the way. We didn’t go threw with everything because our financial position changed. We would definitely recommend Collins and when we are in a better position to buy our second mortgage we would contact him.

Saia Ahovelo

Collins was very attentive and responsive to our needs. We were extremely happy with the service
that he provide throughout the whole process.

Michael Kreis

Collins , was courteous and highly informative, He provided me with valuable information,
Unfortunately I have to move quick with my current situation and I’m also able to contact my current
broked and finance institution in Canberra where I live with face to face contact , this is my preferred
method of business and life consultancy . Thank you

David Barrie

Collins is tremendous. Very professional and honest.

Dean Larfield

Collins is a true specialist. He not only knows the market place; he knows where the best products
are found and how to manage financial structures to maximise benefits. One of the key
differentiators is that Collins is an investor himself, so he’s not just talk, he understands the property
industry from his own experience.

Eric Wong

always quick response and answered all our questions very clearly. Collins was very helpful
throughout the whole process.

Wen Zhang

Collins was very attentive to my requirements, efficient in product selection and great
communication. Unfortunately, my circumstances had changed and I could not proceed, so unable
to comment on execution and on-going support

Steven Braithwaite

Provided a very effective service. Demonstrated good knowledge of the products available and
those that were suitable. Was very responsive and helpful to any queries or concerns I had.

Peter Stringer

Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend
him.

Janet Rodrigues

Collins was very professional, he given me the best home loan rate/deal in the market. No issues
dealing with him, I am very happy with his service and recommend him to my friends. Thanks.

Hansraj Mehetre

Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans
and very happy with his service, He is very Professional with product knowledge, he made the loan
process very smooth. I will definitely recommend him to my friends. Thanks!

Raj

I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.

Stephan Kooper

I reached out to HashChing in particular to Collins when I encountered troubles with my existing freelance broker and put everything on the table to Collins. I appreciate the professionalism Collins displayed and worked very closely with me to get my refinance settled within a short timeframe. So thumbs up to Collins for this service.

Radhesh Chochan

One of the greatest customer service guy I ever met. If you need a hassle free mortgage then this is your man!! Champion!

Sakibul Chowdhury

Professional, knowledgeable, active and great to deal with. Collins Mayaki is going to be my personal banker going forward.

Gary Cheng Weng

Thank you HashChing for introducing me to Collins Mayaki. I have been on Collins books for a few years now. During this whole process Collins has worked with me and has been very patience and kind. Collins managed to secure the home loan for me a very short time frame and got me a very good deal as well. He has generously shared his vast experience and knowledge in property finance. Last but not the least Collins happy and positive outlook definitely made this cumbersome and stressful process of securing finance and property stress-free. Many Thanks and Very Best Wishes to Collins.

Pooja Sharma

My wife and i would like to thank Collins Mayaki for he’s been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.

Jose Bernal

I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.

Stephan Kooper

Collins had been a pleasure to work with. The refinancing from our current bank was largely well managed. He was professional and understood our key reason for refinancing. The last-minute interest rate change came across as a surprise but other than it was all managed well.

Shivang Kotak

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs

Collins was great the only reason we didn’t proceed was the lenders were to high risk and too small. Not comfortable with smaller lenders.

Stacey Al Suhairy

Collins was actually great, super attentive to my hundred questions. The only reason he couldn’t ‘help secure’ a loan is simply because I acted too soon in contacting hashching.. I was tentatively approved at Westpac and got worried it will fall through. The morning after I spoke to Collins I found out my loan approved. All in all 100% great customer service: he was very patient with my questions. If I need to deal with a broker in the future he’d definitely be my first contact.

Tuba Uysal

Collins has been great in securing a competitive rate for our home loan. He is prompt with answering queries. He is professionally sounded! Would not hesitate to recommend him to any of my friends!

David Truong

Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins’ services: professional, patient, friendly, knowledge, and high standard.

Alusi Wang

Fantastic communication and service. Definitely working with Collins in the near future.

Adrian Moodley

It was good experience for securing SMSF loan with Mr Collin.

Hardeep Sodhi

Unfortunately was not able to get me the deal I needed however knew his product and was very helpful.

Simon Hoffer

Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.

Anita Zeaiter

I just needed to have someone close to my residence for easy face to face meetings regarding loan.

Jeff Cukon

Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks

Hansraj Mehetre

Our refinance was not straightforward, but Collins was very organised, persistent and efficient — and patient! I don’t think we could have progressed without his considerable help. We now have the extra finance we need to improve our home, AND we’re actually paying less on our mortgage than before thanks to the rate HashChing and Collins were able to get for us. Gotta be happy with that! To all HashChing-ers — Collins would be my first recommendation for a broker.

Andrew Corbett-Jones

Collins was very professional and open, and answered all my questions. I was not able to progress further due to my current circumstances. However if it changes in the future, I will definitely be in touch with him again and have no hesitation recommending him to my friends.

EC

Collins was excllent in every way and would have no hesitation in recommending him

John Freeman

was honest about chances of moving loan. pestered current lender and they dropped to 4.03

J Conelius

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

Matt Harris

he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children.

Catherine Markos

Collins helps you at every step of the loan process. He is a thorough professional. He replies to your queries quickly, updates you at every step of the loan process. It has always been a pleasure talking to him. All the best to him.

Jag Singh

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

David Jackson

I highly recommend Collins he kept me in the loop thru the whole process making the process very easy.I have already recommended him strongly to friends of mine who are looking at purchasing their first home.

Paul

Collins is excellent, I couldn’t ask for a better person to help me getting the right loan. I raised so many questions during the whole process, and Collins was happy to answer them all plus giving me all info I needed to make an informed decision. I would recommend Collins to my friends as he’s knowledgeable and professional.

Ira

Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others!

Cheng Weng

He was great. However, from reading about hashching in the press and looking through the website I thought it was going to be more streamlined than it was. Thanks

Gareth

Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish and Shirly

I would highly recommend Collins to anyone who is looking to re-finance or purchase their new home.

Collins was always professional, helpful and made it a breeze when it came to re-financing and purchasing my new Home. Collins was always contactable via phone and email. He provided me with helpful advise on the best way to go about refinancing the home loans and would pro-actively follow up with the Finance provider and their legal team if there were any issues.

Roneil Chand

As first home buyers we were pretty nervous and didn’t know what to expect.

The team at Wealthy You understood our needs from the get go.

Collins & Bishnu made this experience fast and simple by clarifying every important step we had to take through to settlement.

Thank you for making our dreams a reality

Robert & Jason

Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.

Pallab Mukhopadhyay

Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan.

Thanks guys!

Tom Swingler & Jess Moore

We had a great experience working with Collins Mayaki. We would highly recommend him to any one, especially if you are first home buyers like us.

A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage.

Thank you Collins for making the whole stressful situation of buying our first home into a stress free journey 🙂

Sushma Badrinarayana

My broker (Bishnu) has explained me very well in-regards to laon’s terms & conditions and veristies of the loan that would suited me.

He has been updating me the loan process on the regular basis and keep me posted for up coming applying process.

I am very happy with my broker the way he has shown his professionalism as well as respect towards his customer.

Suraj Sharma

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

Its been pleasure working with Bishnu, he has been very professional and delegent in securing this deal, he worked tirelessly to get me a good deal which I am very happy about, would definitely recommend his service to friends and families and won’t hesitate to come back to him for other loans.

Raj K Kandu

I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application.

The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous.

I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!!

Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He’s like an angel sent from heaven! 

I would highly recommend him to other people especially my family and friends.

Jack L Fajardo

Collins made every step of our purchasing process simple and easy. From the first phone call he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process.

 

We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.

Daniel & Jessica Payne

Reliable and prompt service. Super easy to deal with . Definitely recommend their services and will be using their services again. Hard to find this kind of service these days.

Robin Gairhe

I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!

Vanessa Follington

I was looking for refinancing my car loan and Bishnu help me to settle down my car loan. He is very friendly, professional and provide me best customer service. He settle down my car loan within a day. I recommend everyone for any car Loan or home loan

Prayash Adhikari

Best advise and very helpful person and will definitely recommend to help you gain your goals

Biplav Dhakal

Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process.

He has a very calm personality which is great when you are going through a stressful process that is buying your first home.

I highly recommend Collins for all you financial needs and will definitely use him in the future.

Hugo Da Silva & Bindi Cormck

Guys if you need any kind of loan,
Car loan, Personal loan, Home loan

or any financial advices, Dont DELAY to visit Bishnu Aryal!!!!!
He will guide you through right path and save your time & cost BURDEN!!!

Laxman & Puspa

I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan

I thank Collin from the bottom of my heart and the service delivered will never be unforgettable

Thanks
Vidhya and Akshay

Akshay & Vidhya

Collins has been great from the start regarding loan settlement process. His immense knowledge has helped us to get this tricky path in a smooth way.

Thanks.

Sheshank Kaul

It was right decision to choose bishnu Aryal as Morgage broker . I found him very honest and he has done great job to help me out on my financial approved he is professional i am really happy with your service and I recommend everybody
Thank you

Prakash Subedi
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