Best Home Loan Broker For Self Employed in Sydney
Mortgages for self-employed individuals and small business owners have become a very popular mortgage product over the past decade. Today, more and more Australians are opting to work for themselves or go on contract with their existing companies rather than receive a salary. There are certainly some advantages to being in business-for-self. Perhaps the greatest is the ability to write-off many personal expenses and ultimately pay less income tax. The downside to this is it can be difficult to prove your income, and after taxes and deductions, you often show less income on your tax return. As a result, you may qualify for a lower mortgage amount or not qualify at all when it comes to applying for a mortgage.
Self-employed mortgages are a specific type of mortgage product that is geared toward Australians who have their own business. Today, this amounts to more than 20% of people and the number continues to rise. We understand times are changing, and we are pleased to work with business owners and help them secure a mortgage. When working with us, if you can prove your income through your personal tax Notice of Assessment forms, getting a mortgage can be as simple as securing a traditional mortgage.
At Wealthy You, we pride ourselves in being experts when it comes to arranging self-employed or business-for-self mortgages. If you are self-employed, we want your business, and we have a mortgage for you!
Apply for a Self Employed Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Self Employed Mortgage options today.
Self Employed Mortgage for all situations regardless of debt, income, or credit
It can often be difficult to get a mortgage through the chartered banks as they typically will not “read between the lines” or evaluate self-employed individuals with a common sense approach. They require extensive proof of income, business financial statements, tax returns, proof of future revenue, and many other documents in order for you to apply for a mortgage, even if you have a co-applicant such as a spouse. This does not have to be the case, and we make getting a mortgage easier for self-employed Australians.
Fortunately, there are options, and we offer loan programs specifically for the self-employed. Approvals are based on factors such as good credit, length of time in business, and the property type and location rather than business financials or tax returns alone. This provides you with the flexibility to secure the mortgage you need for the home you want to purchase. You work hard as a small business owner, and you shouldn’t be penalized for it when applying for a mortgage.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through self-employed mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best self-employed mortgages and other financial solutions. If at any time you have questions about a Self Employed Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Self Employed Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! I would highly recommend him to other people especially my family and friends.
— Jack L Fajardo
Unfortunately was not able to get me the deal I needed however knew his product and was very helpful.
— Simon Hoffer
Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line.
— S Clarke & A Watson
Collins was very professional and open, and answered all my questions. I was not able to progress further due to my current circumstances. However if it changes in the future, I will definitely be in touch with him again and have no hesitation recommending him to my friends.
— EC
Professional, thorough and responsive. Felt supported every step of the way and will definitely be reccomending Wealthy You to family and friends in the future.
— Mia Mia
Collins was very attentive and responsive to our needs. We were extremely happy with the service that he provide throughout the whole process.
— Michael Kreis
Collins was knowledgeable and has maintained a good communication channel. I would recommend him to others!
— Cheng Weng
Collins is tremendous. Very professional and honest.
— Dean Larfield
Reliable and prompt service. Super easy to deal with . Definitely recommend their services and will be using their services again. Hard to find this kind of service these days.
— Robin Gairhe
I would highly recommend Collins to anyone who is looking to re-finance or purchase their new home. Collins was always professional, helpful and made it a breeze when it came to re-financing and purchasing my new Home. Collins was always contactable via phone and email. He provided me with helpful advise on the best way to go about refinancing the home loans and would pro-actively follow up with the Finance provider and their legal team if there were any issues.
— Roneil Chand