Self Employed Mortgages from Sydney's Mortgage Company

Mortgages for self-employed individuals and small business owners have become a very popular mortgage product over the past decade. Today, more and more Australians are opting to work for themselves or go on contract with their existing companies rather than receive a salary. There are certainly some advantages to being in business-for-self. Perhaps the greatest is the ability to write-off many personal expenses and ultimately pay less income tax. The downside to this is it can be difficult to prove your income, and after taxes and deductions, you often show less income on your tax return. As a result, you may qualify for a lower mortgage amount or not qualify at all when it comes to applying for a mortgage.

 

Self-employed mortgages are a specific type of mortgage product that is geared toward Australians who have their own business. Today, this amounts to more than 20% of people and the number continues to rise. We understand times are changing, and we are pleased to work with business owners and help them secure a mortgage. When working with us, if you can prove your income through your personal tax Notice of Assessment forms, getting a mortgage can be as simple as securing a traditional mortgage.

 

At Wealthy You, we pride ourselves in being experts when it comes to arranging self-employed or business-for-self mortgages. If you are self-employed, we want your business, and we have a mortgage for you!

Apply for a Self Employed Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Self Employed Mortgage options today.

Self Employed Mortgages for all situations regardless of debt, income, or credit

It can often be difficult to get a mortgage through the chartered banks as they typically will not “read between the lines” or evaluate self-employed individuals with a common sense approach. They require extensive proof of income, business financial statements, tax returns, proof of future revenue, and many other documents in order for you to apply for a mortgage, even if you have a co-applicant such as a spouse. This does not have to be the case, and we make getting a mortgage easier for self-employed Australians.

Fortunately, there are options, and we offer loan programs specifically for the self-employed. Approvals are based on factors such as good credit, length of time in business, and the property type and location rather than business financials or tax returns alone. This provides you with the flexibility to secure the mortgage you need for the home you want to purchase. You work hard as a small business owner, and you shouldn’t be penalized for it when applying for a mortgage.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through self-employed mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best self-employed mortgages and other financial solutions. If at any time you have questions about a Self Employed Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Self Employed Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

As first home buyers we were pretty nervous and didn't know what to expect. The team at Wealthy You understood our needs from the get go. Collins & Bishnu made this experience fast and simple by clarifying every important step we had to take through to settlement. Thank you for making our dreams a reality.

Robert & Jason

I would highly recommend Collins to anyone who is looking to re-finance or purchase their new home. Collins was always professional, helpful and made it a breeze when it came to re-financing and purchasing my new Home. Collins was always contactable via phone and email. He provided me with helpful advise on the best way to go about refinancing the home loans and would pro-actively follow up with the Finance provider and their legal team if there were any issues.

Roneil Chand

I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan. I thank Collin from the bottom of my heart and the service delivered will never be unforgettable

Akshay & Vidhya

Collins was courteous and highly informative. He provided me with valuable information. Unfortunately I have to move quick with my current situation and I'm also able to contact my current broked and finance institution in Canberra where I live with face to face contact , this is my preferred method of business and life consultancy . Thank you.

David Barrie

It was good experience for securing SMSF loan with Mr Collin.

Hardeep Sodhi

He was great. However, from reading about hashching in the press and looking through the website I thought it was going to be more streamlined than it was. Thanks

Gareth

Collins made every step of our purchasing process simple and easy. From the first phone call he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.

Daniel & Jessica Payne

Well I must say it was a lot of work but Bishnu made it happen for us I would and have recommended him to anyone that wants a broker to go that extra mile to get your loan across the line.

S Clarke & A Watson

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

Collins has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish & Shirly