Best Home Loan Broker For Self Employed in Sydney

Mortgages for self-employed individuals and small business owners have become a very popular mortgage product over the past decade. Today, more and more Australians are opting to work for themselves or go on contract with their existing companies rather than receive a salary. There are certainly some advantages to being in business-for-self. Perhaps the greatest is the ability to write-off many personal expenses and ultimately pay less income tax. The downside to this is it can be difficult to prove your income, and after taxes and deductions, you often show less income on your tax return. As a result, you may qualify for a lower mortgage amount or not qualify at all when it comes to applying for a mortgage.

 

Self-employed mortgages are a specific type of mortgage product that is geared toward Australians who have their own business. Today, this amounts to more than 20% of people and the number continues to rise. We understand times are changing, and we are pleased to work with business owners and help them secure a mortgage. When working with us, if you can prove your income through your personal tax Notice of Assessment forms, getting a mortgage can be as simple as securing a traditional mortgage.

 

At Wealthy You, we pride ourselves in being experts when it comes to arranging self-employed or business-for-self mortgages. If you are self-employed, we want your business, and we have a mortgage for you!

Apply for a Self Employed Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Self Employed Mortgage options today.

Self Employed Mortgage for all situations regardless of debt, income, or credit

It can often be difficult to get a mortgage through the chartered banks as they typically will not “read between the lines” or evaluate self-employed individuals with a common sense approach. They require extensive proof of income, business financial statements, tax returns, proof of future revenue, and many other documents in order for you to apply for a mortgage, even if you have a co-applicant such as a spouse. This does not have to be the case, and we make getting a mortgage easier for self-employed Australians.

Fortunately, there are options, and we offer loan programs specifically for the self-employed. Approvals are based on factors such as good credit, length of time in business, and the property type and location rather than business financials or tax returns alone. This provides you with the flexibility to secure the mortgage you need for the home you want to purchase. You work hard as a small business owner, and you shouldn’t be penalized for it when applying for a mortgage.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through self-employed mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best self-employed mortgages and other financial solutions. If at any time you have questions about a Self Employed Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

Self Employed Mortgages
by Wealthy You

Don't take our word for it! See what our past clients have to say:

This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended ??

Shane Horn

I would highly recommend Collins Mayaki from Wealthy You, especially for first home buyers. He super knowledgeable and always willing to provide guidance. It's obvious that he's is looking to build long term relationship with all his clients

Amit Nanchahal

Professional, thorough and responsive. Felt supported every step of the way and will definitely be reccomending Wealthy You to family and friends in the future.

Mia Mia

Very very helpful, knowledgeable and extremely hardworking

Kushal Chhapia

He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.

Benjamin Lachs

He was great. However, from reading about hashching in the press and looking through the website I thought it was going to be more streamlined than it was. Thanks

Gina Roumanous

Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins' services: professional, patient, friendly, knowledge, and high standard.

Alusi Wang

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Collins helps you at every step of the loan process. He is a thorough professional. He replies to your queries quickly, updates you at every step of the loan process. It has always been a pleasure talking to him. All the best to him.

Jag Singh

My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.

Jose Bernal