Sydney's Leading First-Time Loan Service

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

At Wealthy You, we offer a wide array of products and services for first-time home buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down.

First-time homebuyer incentives, including the home owner grant, are provided by the Federal government to make homeownership more affordable. This first home owners grant offers opportunities for individuals purchasing their first home to receive financial assistance. Alternative options such as using Self-Managed Super Funds (SMSFs) for the down payment and taking advantage of tax breaks are available. With the first home owners grant, home buyers have the flexibility to explore different pathways to achieve their goal of homeownership.

Since we know first-time home buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner. At Wealthy You, we are committed to supporting first-time home buyers throughout their home-buying journey.

How do mortgages work for first time buyers?

At Wealthy You, we specialise in mortgages for first time buyers, providing financing solutions for purchasing your first home. As one of the best mortgage brokers in Sydney, we will guide you through the process, starting with the down payment, which is a percentage of the home's purchase price. Our team assists with the mortgage application, evaluating your financial information and credit score.

If approved, we provide clear mortgage terms, including the interest rate and repayment period. You make monthly payments that cover the borrowed principal amount and interest. We emphasise the importance of comparing home loans, considering closing costs, and seeking professional advice for a smooth process. Contact us today for personalised assistance on your path to homeownership.

Apply for a Home Buyers Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

A First Time Mortgage for all situations regardless of debt, income, or credit score.

Access the Government Super Saver Deposit Scheme

For most home buyers, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those home buyers with an excellent credit score and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible. Our team is dedicated to assisting you in the home loan process with comparing home loans and understanding the available incentives to find the right mortgage solutions for your specific needs. Understanding principal and interest is key to finding the right mortgage for you. Let us guide you on your journey to homeownership.

Contact Wealthy You today to learn more about the best mortgages for first time buyers and how we can assist you in purchasing your first home. Take the first step towards homeownership with confidence and let us help you make your dream a reality.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future through valuable mortgage solutions.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals, particularly through mortgages for first-time buyers, interest rates, through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish!

Roopali Raina

I would highly recommend Collins to anyone who is looking to re-finance or purchase their new home. Collins was always professional, helpful and made it a breeze when it came to re-financing and purchasing my new Home. Collins was always contactable via phone and email. He provided me with helpful advise on the best way to go about refinancing the home loans and would pro-actively follow up with the Finance provider and their legal team if there were any issues.

Roneil Chand

I would highly recommend Collins Mayaki from Wealthy You, especially for first home buyers. He super knowledgeable and always willing to provide guidance. It's obvious that he's is looking to build long term relationship with all his clients

Amit Nanchahal

Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys!

Tom Swingler & Jess Moore

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

It was the right decision to choose Bishnu Aryal as our Morgage Broker. I found him to be very honest. He has done a great job in helping me get my financial approvals. He is extremely professional. I am really happy with your services and will happily recommend you to anybody. Thank you.

Prakash Subedi

Our home buying experience has got a GREAT start thanks to Collins. As a first home buyer, it was important for me to talk to someone who has intimate knowledge backed by qualification and experience around brokerage, credit criteria and documentation. Collins was the right guy to help me through this. However busy his schedule might be - but he always was on top of things and followed up. Highly recommend without hesitation.

Kanak Kalburgi

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Collins guided us through the entire process of loan approval, suggesting the most favorable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt he assured us and saw that the process went smoothly. Full marks to Collins and his team.

Pallab Mukhopadhyay

One of the greatest customer service guy I ever met. If you need a hassle free mortgage then this is your man!! Champion!

Sakibul Chowdhury