Australia's Home Equity &
Line of Credit Experts
If you are looking to free up some financial resources, then a home equity loan may be the financial product you need. At Wealthy You, we can help you realize short-term goals with a home equity loan. A home equity loan is one of the many financial resources available to homeowners. It is a type of loan whereby homeowners use the equity in their home as collateral. Generally, you have two options—closed end and open end loans. They are both also commonly referred to as a second mortgage. They tend to have a shorter term than regular mortgage terms, making them an ideal solution amidst a variety of solutions.
When you get a home equity loan, it creates a lien against your home, which will reduce the equity in your home to free up money you can use for other financial needs. The amount of loan for which you qualify will depend on the value of your home, which is determined by the lender. It only takes a few minutes to apply to determine the loan amount available to you.
Apply for a Home Equity Loan today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Home Equity Loan options today.
Equity Mortgages for all situations regardless of debt, income, or credit
With Specialised Loans For Seniors & Pensioners
While many lenders require a good credit history, at Wealthy You, we help homeowners in all financial situations. We can help you regardless of your level of debt, income, or credit history. Because a home is often our most valuable asset, many homeowners use a Home Equity Line Of Credit (LOC) loan for major items, such as to pay for college education, home improvements, medical bills or a variety of different types of investments.
Wealthy You’s LOC loan allows you to access up to 80% of the equity in your home for what you need to accomplish. But this is not all. When you get a home equity loan with us, you will have access to an emergency fund should an unforeseen need arise. It is a more cost effective option than getting an unsecured line of credit, and you will not have to apply for a line of credit again. Finally, you are only required to pay back the equity you take out of your home. It is a great financial option for homeowners in many different situations and provides you with the flexibility to manage your most pressing financial needs.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best home equity loans and other financial solutions. If at any time you have questions about an LOC loan, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Home Equity Loans by
Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience.
— Eric Wong
Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys!
— Tom Swingler & Jess Moore
Collins is tremendous. Very professional and honest.
— Dean Larfield
I have dealt with Collins twice now over the four years and I can’t fault him. He is worth every penny he is paid!
— Vanessa Follington
He was a very professional broker, but also really enjoyable to deal with during what turned out to be a far longer drawn out and painful refinance than everyone expected.
— Benjamin Lachs
Collins was great the only reason we didn't proceed was the lenders were to high risk and too small. Not comfortable with smaller lenders.
— Stacey Al Suhairy
I would like to thank Mr Bishnu for assisting us throughout the home loan process, explaining every process in-depth and getting a great rate. He was always helpful, available during weekends and after office hours as well to address any confusion/questions. It was great working with him and would highly recommend.
— Dhruba Nyaupane
Professional, knowledgeable, active and great to deal with. Collins Mayaki is going to be my personal banker going forward.
— Gary Cheng Weng
Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish!
— Roopali Raina
We were skeptical about home buying process and if we can afford to buy a new home. Bishnu helped us in understanding the whole process and how we can manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in depth knowledge of the property market and capability to bargain with banks for good rate.
— Abishkar Prasad Sharma