Australia's Leading Home Loan Debt Consolidation Experts
For many homeowners, there may come a time where it makes more sense to consolidate your debt and to simplify your financial situation. Like most of us, you probably have a car payment, some credit cards, retail cards, and maybe some personal loans. The month-to-month cost of all these debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. This is not an ideal situation, and it can be detrimental to your financial health. The good news is debt consolidation mortgages.
Using the money in your home to consolidate all of your debt is a winning solution. Combining all of your debts and adding them onto your mortgage, also known as refinancing, has several advantages. For one, the interest rate and amount of interest you pay is lower overall. Interest paid on credit cards can range from 10% to as high as 29%! This rate is compounded monthly as opposed to the semi-annual compounding period you get with a mortgage.
Perhaps the biggest advantage, though, is the monthly payment. By adding your debts to your mortgage, you can capitalize on a very low monthly payment. This can often give you the breathing room needed to put a plan into action and really start paying off your debt. By consolidating your debts, you can save thousands each year in interest alone. You will keep your credit rating in good shape by not missing any payments, and eliminate late fees and penalties.
Apply for a Debt Consolidation Mortgage today!
Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your Debt Consolidation Mortgage options today.
Consolidate your debt with our loan broker specialists
Our mortgage specialists can help you find the right debt consolidation mortgage for your specific situation. We are not concerned about your current income, amount of debt, or your credit score like the banks. Whether you are being called by collections agencies threatening legal action, considering a consumer proposal, or even filing for bankruptcy, we can help you find a better financial solution.
A debt consolidation mortgage allows you to take equity from your home without touching the first mortgage to pay out the debt and improve your credit. This is called a second mortgage. In addition, Wealthy You's debt reduction services can actually reduce the amount that you repay to creditors by as much as 50% without a consumer proposal or filing bankruptcy.
A Snapshot of What You Can Save
with Wealthy You
| CURRENT MORTGAGE | REFINANCE MORTGAGE |
| Home Worth $800,000 | Home Worth $800,000 |
| Current Interest Rate 3.5% | Current Interest Rate 1.8% |
| Current Payment $2,245 | Current Payment $1,798 |
| Car Payment @ 10% interest | Car Payment @ 10% interest |
| Credit Card @ 20% interest | Credit Card @ 20% interest |
| Store Cards @ 28% interest | Store Cards @ 28% interest |
| $500,000 Mortgage $2,245/month | $500,000 Mortgage $1,798/month |
| $25,000 Loan Payment $500/month | $25,000 Loan Payment Paid |
| $25,000 Credit Cards $850/month | $25,000 Credit Cards Paid |
| TOTAL > $3,595/month | TOTAL > $1,798/month |
You Save $1,797/month!!!
Get ready to fund your family's future.
In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through debt consolidation mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.
Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best debt consolidation mortgages and other financial solutions. If at any time you have questions about a Debt Consolidation Mortgage, please don’t hesitate to contact us.
Cost Savings
$10 Million+
New clients
25 / month
Lender Network
50+ firms
Debt Consolidation Mortgages
by Wealthy You
Don't take our word for it! See what our past clients have to say:
Collins did a fantastic job for reducing my home loan rates, I have refinanced few of my home loans and very happy with his service, He is very Professional with product knowledge, he made the loan process very smooth. I will definitely recommend him to my friends. Thanks!
— Anonymous
he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children.
— Catherine Markos
Collins is a good listener and tried to meet our requirements. He is professional and provided great customer service.
— Anita Zeaiter
Collins was very helpful, provided great support and was always quick to response and turn around queries, questions and documents. With some documents, be good to know the specific details required within the to avoid re-sending. Great overall.
— Alain Miller
I would like to thank Mr Bishnu for assisting us throughout the home loan process, explaining every process in-depth and getting a great rate. He was always helpful, available during weekends and after office hours as well to address any confusion/questions. It was great working with him and would highly recommend.
— Dhruba Nyaupane
Collins has been tremendously helpful with my first ever purchase. Given the little experience I had, Collins was able to guide me step by step so I know what to expect. Collins provided a much better service for free than my solicitors which I had to pay for. Key words for Collins' services: professional, patient, friendly, knowledge, and high standard.
— Alusi Wang
Best advise and very helpful person and will definitely recommend to help you gain your goals
— Biplav Dhakal
I want to write to express how grateful we were that we found Collins. When I first spoke to him I was quite guarded and did not really trust that an outcome would be achieved. After a very long period of emails and phone call conversations (it took over 10 months) we decided to go with the product Collins had found for us. He negotiated a loan amount we wanted and found a product to match our needs. To add complication, our settlement was made difficult due to the vendors solicitor. Collins was supportive during this time as well. Collins is reliable and contactable at all times. He took the time to listen to us and find a product he felt passionate about. I would not hesitate to recommend Collins to those who require such services.
— Stephan Kooper
Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish!
— Roopali Raina
My broker (Bishnu) has explained me very well in-regards to laon's terms & conditions and veristies of the loan that would suited me. He has been updating me the loan process on the regular basis and keep me posted for up coming applying process. I am very happy with my broker the way he has shown his professionalism as well as respect towards his customer.
— Suraj Sharma