Sydney's Leading First-Time Loan Service

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

 

At Wealthy You, we offer a wide array of products and services for first-time buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down. With first time home buyer incentives from the Federal government to make homeownership more affordable, and alternatives such as being able to use your SMSFs for the down payment and other tax breaks, you have options. Since we know first-time buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner.

Apply for a Home Buyers Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

A First Time Mortgage for all situations regardless of debt, income, or credit

Access the Government Super Saver Deposit Scheme

For most people, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those clients with excellent credit and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options.. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

Guys if you need any kind of loan, Car loan, Personal loan, Home loan or any financial advices, Dont DELAY to visit Bishnu Aryal!!!!! He will guide you through right path and save your time & cost BURDEN!!!

Laxman & Puspa

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Collins was excllent in every way and would have no hesitation in recommending him

John Freeman

I cant put in words how friendly, knowledgeable and helpful Collin was throughout the process of getting our home loan. He impressed us delivering high quality customer service and I would highly recommend his service to anyone looking to get home loan. I thank Collin from the bottom of my heart and the service delivered will never be unforgettable

Akshay & Vidhya

Collins was very professional, he given me the best home loan rate/deal in the market. No issues dealing with him, I am very happy with his service and definitely recommend him to my friends..Thanks

Hansraj Mehetre

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

Thank you HashChing for introducing me to Collins Mayaki. I have been on Collins books for a few years now. During this whole process Collins has worked with me and has been very patience and kind. Collins managed to secure the home loan for me a very short time frame and got me a very good deal as well. He has generously shared his vast experience and knowledge in property finance. Last but not the least Collins happy and positive outlook definitely made this cumbersome and stressful process of securing finance and property stress-free. Many Thanks and Very Best Wishes to Collins.

Pooja Sharma

I would highly recommend Collins Mayaki from Wealthy You, especially for first home buyers. He super knowledgeable and always willing to provide guidance. It's obvious that he's is looking to build long term relationship with all his clients

Amit Nanchahal

I highly recommend Collins he kept me in the loop thru the whole process making the process very easy.I have already recommended him strongly to friends of mine who are looking at purchasing their first home.

Paul