Sydney's Leading First-Time Loan Service

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

 

At Wealthy You, we offer a wide array of products and services for first-time buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down. With first time home buyer incentives from the Federal government to make homeownership more affordable, and alternatives such as being able to use your SMSFs for the down payment and other tax breaks, you have options. Since we know first-time buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner.

Apply for a Home Buyers Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

A First Time Mortgage for all situations regardless of debt, income, or credit

Access the Government Super Saver Deposit Scheme

For most people, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those clients with excellent credit and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options.. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible.

A Snapshot of What You Can Save

with Wealthy You
CURRENT MORTGAGE REFINANCE MORTGAGE
Home Worth $800,000 Home Worth $800,000
Current Interest Rate 3.5% Current Interest Rate 1.8%
Current Payment $2,245 Current Payment $1,798
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,245/month $500,000 Mortgage $1,798/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,595/month TOTAL > $1,798/month

You Save $1,797/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligation-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins was excllent in every way and would have no hesitation in recommending him

John Freeman

Seemed to say he could beet my current rate of 4.43% but when i asked who with he said many banks and wanted to get all my details etc. I have some 15 propwerties and going through all of that withput some pre qualification which lender isnt helpful for my busy schedule. My current broker has tried several m]lenders so i decided best to stick with them. Good service though but i wanted a little more transperancey so we didnt waste eveyones time.

David Jackson

Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience.

Eric Wong

Collins was actually great, super attentive to my hundred questions. The only reason he couldn't 'help secure' a loan is simply because I acted too soon in contacting hashching.. I was tentatively approved at Westpac and got worried it will fall through. The morning after I spoke to Collins I found out my loan approved. All in all 100% great customer service: he was very patient with my questions. If I need to deal with a broker in the future he'd definitely be my first contact.

Tuba Uysal

My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.

Jose Bernal

Collins had been a pleasure to work with. The refinancing from our current bank was largely well managed. He was professional and understood our key reason for refinancing. The last-minute interest rate change came across as a surprise but other than it was all managed well.

Shivang Kotak

We were skeptical about home buying process and if we can afford to buy a new home. Bishnu helped us in understanding the whole process and how we can manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in depth knowledge of the property market and capability to bargain with banks for good rate.

Abishkar Prasad Sharma

Collins was very attentive and responsive to our needs. We were extremely happy with the service that he provide throughout the whole process.

Michael Kreis

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

Matt Harris

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani