First Time Home Buyer Mortgages from Sydney's Leading Mortgage Company

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

 

At Wealthy You, we offer a wide array of products and services for first-time buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down. With first time home buyer incentives from the Federal government to make homeownership more affordable, and alternatives such as being able to use your SMSFs for the down payment and other tax breaks, you have options. Since we know first-time buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner.

Apply for a First Time Home Buyer Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

First Time Home Buyer Mortgages for all situations regardless of debt, income, or credit

For most people, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those clients with excellent credit and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options.. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

I would like to thank Mr Collins Mayaki of Wealthy You for taking care of my home loan application. The whole process of loan application with him was like a walk in the park, it was very easy and quick and the result is marvelous. I never met a person like him; he is very professional, knowledgeable and easy to work with. I am very fortunate indeed!!! Also, I apologise for ditching him before as I tried to go solo with my first application and it went wrong. But he accepted me again and gave his 1000% effort to make it happen. He's like an angel sent from heaven! I would highly recommend him to other people especially my family and friends.

Jack L Fajardo

My wife and i would like to thank Collins Mayaki for he's been very corresponsive during his commitment with us, helping us with the progression of our home loan. We certainly recommend him to our colleagues and loved ones so they too can benefit the help from Collins. Again thank you for everything.

Jose Bernal

Unfortunately was not able to get me the deal I needed however knew his product and was very helpful.

Simon Hoffer

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying / loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

I just needed to have someone close to my residence for easy face to face meetings regarding loan.

Jeff Cukon

Collins is a true specialist. He not only knows the market place; he knows where the best products are found and how to manage financial structures to maximise benefits. One of the key differentiators is that Collins is an investor himself, so he's not just talk, he understands the property industry from his own experience.

Eric Wong

he was very polite and explained everything clearly, as i already have a very good homeloan it is not worth the extra cost involved to change as I have a fixed income, being iam a carer to one of my adult children.

Catherine Markos

Collins Mayaki was excellent in his service. He was transparent and prompt. I will highly recommend him.

Janet Rodrigues

Generally prompt and very helpful, and wants to learn about your goals before making any recommendations. Will definitely use again. Cheers, Matt

Matt Harris

always quick response and answered all our questions very clearly. Collins was very helpful throughout the whole process.

Wen Zhang