First Time Home Buyer Mortgages from Sydney's Leading Mortgage Company

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

 

At Wealthy You, we offer a wide array of products and services for first-time buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down. With first time home buyer incentives from the Federal government to make homeownership more affordable, and alternatives such as being able to use your SMSFs for the down payment and other tax breaks, you have options. Since we know first-time buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner.

Apply for a First Time Home Buyer Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

First Time Home Buyer Mortgages for all situations regardless of debt, income, or credit

For most people, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those clients with excellent credit and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options.. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

My broker (Bishnu) gave me a great explanation in regards to loan's terms & conditions and the varieties of loans that would suit me. He has been updating me on the loan process on a regular basis and keeping me posted for the upcoming application process. I am very happy with my broker - the way he has shown professionalism, as well as respect towards his customer.

Suraj Sharma

Collins was amazing and so professional, he was brilliant to deal with helped us overcome the challenges we faced in getting our new loan. Thanks guys!

Tom Swingler & Jess Moore

Collins was absolutely tireless in ensuring we were on track, well informed and comfortable with the process. He has a very calm personality which is great when you are going through a stressful process that is buying your first home. I highly recommend Collins for all you financial needs and will definitely use him in the future.

Hugo Da Silva & Bindi Cormack

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended 🙂

Shane Horn

Thank you Bishnu for your wonderful assistance. Bishnu was very patient yet prompt during the entire loan process. He really understood our needs and timeframe for loan process and he worked out accordingly and did keep me updated on every step. Would definitely recommend him!

Shewonghee

We were sceptical about home buying process and whether we could afford to buy a new home. Bishnu helped us in understanding the whole process and how we could manage our funds. He helped us to understand the property market. He provided great support in our quest for our dream first home here in Australia. Highly recommend Bishnu for his in-depth knowledge of the property market and capability to bargain with banks for a good rate.

Abishkar Prasad Sharma

Collins and his team have been amazing in giving us the support and guidance we needed as first home buyers. He helped us constantly with assisting with property valuation and getting pre approvals. Highly recommended.

Paayal Dharmani

Bish was a wonderful, honest, dedicated professional. Bish went outside his comfort zone and made sure he got the job done. Bish is an agile professional who fits well into the dynamic industry of mortgage broking. It has been simply a pleasure and a wonderful experience working with Bish. May God bless him and bestow prosperousness on his company. Thanks zillions, Bish!

Roopali Raina

Worked with Collins to secure our first home-loan & was beyond impressed! With my husband being from overseas we ran into a few challenges and Collins helped us navigate all the questions we had in a fast and professional manner to be successful in our application. Would definitely recommend Collins and his team.

Gina Roumanous