First Time Home Buyer Mortgages from Sydney's Leading Mortgage Company

Purchasing your first home is a milestone moment, and becoming a first-time homeowner is an exciting time in your life. It can also be scary because there is so much you need to do in preparation. You need to make sure you are financially ready, get the paperwork in order, find a home and get a first time home buyer’s mortgage.

 

At Wealthy You, we offer a wide array of products and services for first-time buyers, helping you to simplify getting a mortgage and purchasing your first home. Similar to other more traditional mortgage products, a first-time buyer’s mortgage is available with as little as 5% down. With first time home buyer incentives from the Federal government to make homeownership more affordable, and alternatives such as being able to use your SMSFs for the down payment and other tax breaks, you have options. Since we know first-time buyers are commonly in need of good advice, we provide you with more than just competitive interest rates. We offer free legal consultation and direct access to real estate professionals in your area to assist you on your path to becoming a homeowner.

Apply for a First Time Home Buyer Mortgage today!

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your First Time Home Buyer Mortgage options today.

First Time Home Buyer Mortgages for all situations regardless of debt, income, or credit

For most people, coming up with a down payment for purchasing is the hardest part of buying a home. Wealthy You offers a five percent down mortgage solution for those clients with excellent credit and a stable income. We also understand that Self Employed and New Immigrant borrowers contribute largely to this leading group of buyers; that’s why Wealthy You is helping self employed borrowers and newcomers to Australia realize their homeownership dreams.

We offer solutions for first time home buyers in all situations, and our mortgage products are designed to help you, regardless of your financial situation. We can help you with your first time home buyer’s tax credit, land transfer tax rebates, and help you convert and use your SMSFs for your mortgage down payment. We can also help you get cash back mortgages if you are planning on doing some work in your home, and help you become eligible for purchase, refinance, and equity release options.. Our goal is to help you become a first-time homeowner and get the mortgage that is right for you, as quickly and simply as possible.

A Snapshot of What You Can Save

with Wealthy You

CURRENT MORTGAGE

REFINANCE MORTGAGE

Home Worth $800,000 Home Worth $800,000
Current Interest Rate 4.5% Current Interest Rate 3.11%
Current Payment $2,533 Current Payment $2,137
Car Payment @ 10% interest Car Payment @ 10% interest
Credit Card @ 20% interest Credit Card @ 20% interest
Store Cards @ 28% interest Store Cards @ 28% interest
$500,000 Mortgage $2,533/month $500,000 Mortgage $2,137/month
$25,000 Loan Payment $500/month $25,000 Loan Payment Paid
$25,000 Credit Cards $850/month $25,000 Credit Cards Paid
TOTAL > $3,883/month TOTAL > $2,137/month

You Save $1,746/month!!!

wealthy-you-home-loan-savings

Ready to find out more?

Drop us a line today for an obligations-free meeting!

 

Get ready to fund your family's future.

In our combined experience of more than a decade, we have helped homeowners in Sydney achieve their financial goals through first time home buyer mortgage financing and other mortgage solutions. Our greatest supporters and endorsers are our valued customers, who we owe our success to.

Our mortgage professionals greatly appreciate your business and are more than willing to help you secure the best first time home buyer mortgages and other financial solutions. If at any time you have questions about a First Time Home Buyer Mortgage, please don’t hesitate to contact us.

Cost Savings

$10 Million+

New clients

25 / month

Lender Network

50+ firms

First Time Home Buyer
Mortgages by Wealthy You

Don't take our word for it! See what our past clients have to say:

Collins has been great from the start regarding the loan settlement process. His immense knowledge has helped us to get through this tricky path in a smooth way. Thanks, Collins.

Sheshank Kaul

Collins guided us through the entire process of loan approval, suggesting the most favourable options for us. He and his assistant followed up on a regular basis when any point was pending at our end. When we were in doubt, he assured us and saw that the process went smoothly. Full marks to Collins and his team.

Pallab Mukhopadhyay

Collins made every step of our purchasing process simple and easy. From the first phone call, he helped us make informed decisions on our property and mortgage choices. His processes keep paperwork and time spent to a minimum, and we were always kept up to date with the application process. We have no hesitation in recommending Collins to anyone in the process of arranging a mortgage, he is one of the few professionals who is a pleasure to deal with at every stage.

Daniel & Jessica Payne

Professional, thorough and responsive. Felt supported every step of the way and will definitely be reccomending Wealthy You to family and friends in the future.

Mia Mia

Bishnu has been extremely helpful and professional during the time we have interacted with him. We are first time home buyers and had a lot of questions. He made sure we understand the whole home buying/loan process and has been providing his valuable advice and support throughout. We would definitely recommend him to our friends in the future.

Ashish Raut

We had a great experience working with Collins Mayaki. We would highly recommend him to anyone, especially if you are first home buyers like us. A stand out quality of Collins is his ability to talk through technical details of business with ease. He will make sure that all parties are well informed prior to every stage. Thank you, Collins, for making the whole stressful situation of buying our first home into a stress-free journey 🙂

Sushma Badrinarayana

Guys, if you need any kind of loan - Car Loan, Personal Loan, Home Loan, or any financial advice, Don't DELAY visiting Bishnu Aryal!!!!! He will guide you through the right path and save your time and cost burdens!!!

Laxman & Puspa

This guy worked miracles for me to get a new work car. Great communication throughout the process. Highly recommended 🙂

Shane Horn

Natalie was truly the best broker we could have ever found!! She is so knowledgeable and hardworking, she goes beyond to help and genuinely cares so much! We are so blessed we had her as our broker, we would not be home owners without her!! Wouldn't want anyone else and can't recommend her enough! Thank you so so much Natalie!!

Sarah Rie

Thank you, Bishnu for the great service. We weren’t sure and never had car finance in Australia. Bishnu made it all easier with just the basic documents. We have now the car we want with a very good interest rate. No hassles, very easy throughout the process. Definitely recommend him for any kind of loan.

Mulraj Phuyal