Get an instant estimate of how much you can borrow for your home loan.

Borrowing Power Analysis Made Simple

Find out how much money you could potentially borrow from a lender. This calculator helps to determine your borrowing power based on your circumstance.


It may be useful to have an idea of your borrowing power/ borrowing capacity before you start looking around. Note that the borrowing power is calculated based on a custom model and method that can differ from lender to lender. For example, some lenders will accept 100% overtime others 50% and many will accept no overtime at all. This calculator merely provides an indication of what a lender could offer you based on your income and other financials.

So, when it is time for selecting the lender most suitable for you, it is vital that you get in touch with us to better understand the assessor’s criteria.

Allow us to step in. We'll save you the hassle!

When you’re ready to get exact calculations for your specific needs, Wealthy You's mortgage brokers are here to do the sums for you. Contact us for a cost and obligation free chat to discuss your requirements in more detail. Your mortgage broker will calculate all the figures you need and they’ll also compare a wide choice of Australia’s leading lenders to find the most suitable home loan for you.

Disclaimer Notice:

These calculators are supplied by our industrial partner MFAA. The calculator has been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative (such as Wealthy You)

Apply for a Loan today!l

Getting approved has never been easier. Just fill in a few details in the form below and we will get in touch with you to discuss your mortgage options today.

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